St. Joseph County property record for 109 E 8th St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,339 sqft · built 1904 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,415 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-16-477-004.000-023 |
| Primary APN | 71-09-16-477-004.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| Gross Area | 1,482 sqft |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 143 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| View / Lot | Alley |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 E 8TH ST |
|---|---|
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 MCINERNEYS 1ST ADD |
| Legal Subdivision | MCINERNEYS 1ST ADD |
| Legal Lot Number | 43 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10201 |
109 E 8th St is owned and occupied by an individual who acquired it in August 2026.
Source: St. Joseph County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 E 8TH ST, MISHAWAKA, IN 46544-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 |
| Deed Sale | Aug 31, 2026 |
| Deed Document Number | 202623178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Aug 31, 2026 |
| Property Address | 109 E 8TH ST, MISHAWAKA, IN 46544-2130 |
| Document Number | 0000023178 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202623178 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E 8TH ST, MISHAWAKA, IN 46544-2130 |
The 2025 property tax bill for 109 E 8th St was $7,415 with a homeowner's exemption, up 542.5% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,415.00 (+542.55%) | $114,200 Land $15,100 Building $99,100 | $114,200 Land $15,100 Building $99,100 |
| 2024 | $1,154.00 (+32.95%) | ||
| 2023 | $868.00 (-13.11%) | $87,200 (-0.11%) Land $15,100 Building $72,100 | $87,200 (-0.11%) Land $15,100 Building $72,100 |
| 2022 | $999.00 | $87,300 Land $15,100 Building $72,200 | $87,300 Land $15,100 Building $72,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E 8th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 109 E 8th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Mercury Fiber.
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