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113 E 31st St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 113 E 31st St, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1928
Square Footage740 sqft Finished Area
Lot Size2,500 sqft (0.057 acres)
GarageBasement
Last Sale$600,000 (2026)
Tax Bill$1,168.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-31-08-004.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area740 sqft Finished Area
Gross Area800 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,500 sqft (0.057 acres)
Depth X Width100 ft x 25 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address113 E 31ST ST
CityCOVINGTON
StateKY
Zip41015-1214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCKEE ANNIE LOT 5 25'X 100' SS 31ST 175' E FRAZIER
Legal SubdivisionMCKEE ANNIE
Legal Lot Number5
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1007
Census Tract61400

Owner

Source: Kenton County records · APN 056-31-08-004.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2170 TUSCANYVIEW DR, COVINGTON, KY 41017-8158
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Warranty Deed, Transfer · Commercial Mortgage
MWC WB SPV LLC
May 14, 2021Deed of Trust, Mortgage · Line of Credit
TRADITIONAL BANK INC
May 14, 2021Deed of Trust, Mortgage
TRADITIONAL BANK INC
Feb 06, 2019Grant Deed, Transfer
TOWN & CNTRY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2026 · Amount on Record
Deed SaleMar 27, 2026 · Amount on Record
Prior SaleFeb 06, 2019 · Amount on Record
Deed Doc Number202603276241
Deed Book / Page406 / 688
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 27, 2026
Property Address113 E 31ST ST, COVINGTON, KY 41015-1214
Document Number0000006241
Book / Page406 / 688
Map ReferenceMB 458 PG 618
Instrument DateMar 24, 2026
Instrument26059000006241
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Transferred To (Grantee/Buyer)

NameVerified Name
Address2170 TUSCANYVIEW DR, COVINGTON, KY 41017-8158

Mortgage

Document Number0000006242
DateMar 27, 2026
Book Page406/695
Instrument26059000006242
Lender
NameMWC WB SPV LLC
TypeNon-Lending Institution
AddressOWINGS MILLS, MD 21117
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address113 E 31ST ST, COVINGTON, KY 41015-1214
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900084
DateMay 14, 2021
Book Page215/854
Instrument21051405900084
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40502
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueApr 28, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address113 E 31ST ST, COVINGTON, KY 41015-1214
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900082
DateMay 14, 2021
Book Page215/790
Instrument21051405900082
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40502
Agreement
AmountAmount Recorded
Term119 Months
DueApr 28, 2031
Interest
Rate TypeAdjustable Rate

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 06, 2019
Property Address113 E 31ST ST, COVINGTON, KY 41015-1214
Document Number0000000158
Book / Page0C6595 / 000071
Instrument DateDec 27, 2018
Instrument158
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$49.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787

Mortgage

Document Number160
DateFeb 06, 2019
Book Page0C6595/000073
Instrument160
Lender
NameTOWN & CNTRY BK
TypeBank
AddressBARDSTOWN, KY 40004
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 05, 2024

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,168.00 (-0.51%)$88,200 (-) Land $5,000 Building $83,200$88,200 (-) Land $5,000 Building $83,200
2023$1,174.00$88,200 Land $5,000 Building $83,200$88,200 Land $5,000 Building $83,200

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