Burke County property record for 113 Crayton St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 993 sqft · built 1925 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $213,000 (Oct 2024) |
| Tax Bill | $769 (2026) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703731221 |
| Primary APN | 2703731221 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 993 sqft Living Area |
| 1st Floor Area | 993 sqft |
| Basement Area | 993 sqft |
| Unfinished Basement | 993 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 106 sqft |
| Deck Area | Deck Area |
| Patio Area | 272 sqft |
| Shed | 1 Shed |
| Shed Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 113 CRAYTON ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 113 CRAYTON ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 113 CRAYTON ST, MORGANTON, NC 28655-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 25, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | Mar 25, 2020 · Amount on Record |
| Deed Document Number | 202424009049 |
| Deed Book / Page | 2769 / 838 |
| Prior Transfer Date | Sep 14, 2009 |
| Prior Transfer Doc | 0018620127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 113 CRAYTON ST, MORGANTON, NC 28655-4007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0027270426 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 2727/426 |
| Instrument | 2024000755 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 11, 2024 |
| Property Address | 113 CRAYTON ST, MORGANTON, NC 28655-4007 |
| Document Number | 0027690838 |
| Book / Page | 2769 / 838 |
| Instrument Date | Oct 11, 2024 |
| Instrument | 2024009049 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2409 HARVESTER LOOP, EAST WENATCHEE, WA 98802-9015 |
| Name | Verified Name |
|---|---|
| Address | 113 CRAYTON ST, MORGANTON, NC 28655-4007 |
| Document Number | 2024009050 |
|---|---|
| Date | Oct 11, 2024 |
| Instrument | 2024009050 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 25, 2020 |
| Property Address | 113 CRAYTON ST, MORGANTON, NC 28655-4007 |
| Document Number | 0024550758 |
| Book / Page | 002455 / 000758 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 38600 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 CRAYTON ST MORGANTON NC 286554007, MORGANTON, NC 28655-4007 |
| Document Number | 24550789 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 002455/000789 |
| Instrument | 38601 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769.00 (+0.65%) | $120,322 (-) Land $13,664 Building $106,658 | $120,322 (-) Land $13,664 Building $106,658 |
| 2025 | $764.00 (+0.39%) | $120,322 (-) Land $13,664 Building $106,658 | $120,322 (-) Land $13,664 Building $106,658 |
| 2023 | $761.00 | $120,322 Land $13,664 Building $106,658 | $120,322 Land $13,664 Building $106,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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