Burke County property record for 106 Crayton St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1940 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,000 (Sep 2022) |
| Tax Bill | $903 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703639255 |
| Primary APN | 2703639255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Flooring | Tile |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 CRAYTON ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 106 CRAYTON ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 CRAYTON ST, MORGANTON, NC 28655-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2022 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 12, 2020 | Warranty Deed, Transfer · Conventional with PMI JULIUS W & TAMARA K PACKARD |
| Jun 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Prior Sale | Jun 12, 2020 · Amount on Record |
| Deed Document Number | 202221025499 |
| Deed Book / Page | 2644 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 7, 2022 |
| Property Address | 106 CRAYTON ST, MORGANTON, NC 28655-4008 |
| Document Number | 0026440508 |
| Book / Page | 2644 / 508 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2021025499 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 ULA ST, MORGANTON, NC 28655-2727 |
| Name | Verified Name |
|---|---|
| Address | 106 CLAYTON STREET, MORGANTON, NC 28655-4008 |
| Document Number | 2021025500 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2021025500 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 12, 2020 |
| Property Address | 106 CRAYTON ST, MORGANTON, NC 28655-4008 |
| Document Number | 0024690908 |
| Book / Page | 002469 / 000908 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 41205 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1614 MORGANTON NC 286801614, MORGANTON, NC 28680-1614 |
| Investor | Possibly a Property Investor |
| Document Number | 24690913 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 002469/000913 |
| Instrument | 41206 |
| Name | JULIUS W & TAMARA K PACKARD |
|---|---|
| Address | 875 HYDER CT, MORGANTON, NC 28655 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 22, 2018 |
| Property Address | 106 CRAYTON ST, MORGANTON, NC 28655-4008 |
| Document Number | 0023530596 |
| Book / Page | 002353 / 000596 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 17278 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1614 MORGANTON NC 286801614, MORGANTON, NC 28680-1614 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $903.00 (+0.56%) | $144,502 (-) Land $13,664 Building $130,838 | $144,502 (-) Land $13,664 Building $130,838 |
| 2025 | $898.00 (+0.11%) | $144,502 (-) Land $13,664 Building $130,838 | $144,502 (-) Land $13,664 Building $130,838 |
| 2023 | $897.00 | $144,502 Land $13,664 Building $130,838 | $144,502 Land $13,664 Building $130,838 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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