Polk County property record for 113 Costa Loop, Auburndale, FL 33823 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,270 sqft Living Area |
| Lot Size | 10,799 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2026) |
| Tax Bill | $2,094.00 (2025) |
| Primary APN | 25-27-35-305251-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,983 sqft Gross Area |
| 1st Floor | 2,270 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,799 sqft (0.248 acres) |
| Garage Type | Attached Garage |
| Garage Area | 529 sqft Garage |
| Porch Area | 268 sqft Porch |
| Street Address | 113 COSTA LOOP |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-8377 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESTATES OF AUBURNDALE PLAT BOOK 127 PGS 26 THRU 29 LOT 7 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | ESTATES OF AUBURNDALE |
| Legal Tract | 305251 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 13001 |
Source: Polk County records · APN 25-27-35-305251-000070
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE MORTGAGE FIRM INC |
| Oct 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 01, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GARDNER FINANCIAL SERVICES LTD |
| Jan 22, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 28, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOWER LLC |
| Apr 28, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOWER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Mar 03, 2006 · Amount on Record |
| Deed Doc Number | 2026100426 |
| Deed Book / Page | 13974 / 1887 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000317597 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 12014/1283 |
| Instrument | 2021317597 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000233888 |
|---|---|
| Date | Oct 04, 2023 |
| Book Page | 12860/658 |
| Instrument | 2023233888 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000151338 |
|---|---|
| Date | Jul 01, 2024 |
| Book Page | 13172/1946 |
| Instrument | 2024151338 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78259 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000014942 |
|---|---|
| Date | Jan 22, 2025 |
| Book Page | 13407/636 |
| Instrument | 2025014942 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jul 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000100426 |
| Book / Page | 13974 / 1887 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026100426 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Investor | Possibly a Property Investor |
| Document Number | 0000100427, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026100427 |
| Name | LOWER LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 113 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000100427 |
| Book / Page | 13974 / 1889 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026100427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2242 PALMVIEW CIR W, AUBURNDALE, FL 33823-9206 |
| Investor | Possibly a Property Investor |
| Document Number | 0000100427, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 13974/1889 |
| Instrument | 2026100427 |
| Name | LOWER LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 (+3.41%) Homeowner's exemption | $170,417 (+5.99%) | $321,410 (-3.48%) Land $66,000 Building $255,410 |
| 2024 | $2,025.00 (+2.9%) | ||
| 2023 | $1,968.00 (+3.14%) Homeowner's exemption | $160,790 (+3%) | $333,008 (+12.33%) Land $64,000 Building $269,008 |
| 2022 | $1,908.00 Homeowner's exemption | $156,107 | $296,460 Land $53,000 Building $243,460 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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