109 Costa Loop, Auburndale, FL 33823 Property Records

Polk County property record for 109 Costa Loop, Auburndale, FL 33823 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,817 sqft Living Area
Lot Size	11,809 sqft (0.271 acres)
Occupancy	Owner Occupied
Last Sale	$510,000 (2025)
Tax Bill	$3,561.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-27-35-305251-000730`
Alternative APNs	`352725305251000730` `52725000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,817 sqft Living Area
Gross Area	3,625 sqft Gross Area
1st Floor	2,457 sqft 1st Floor
Upper Floors	360 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	11,809 sqft (0.271 acres)
Garage Type	Attached Garage
Garage Area	624 sqft Garage
Porch Area	244 sqft Porch

Location & Zoning

Street Address	109 COSTA LOOP
City	AUBURNDALE
State	FL
Zip	33823-8377
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ESTATES OF AUBURNDALE PLAT BOOK 127 PGS 26 THRU 29 LOT 73
Legal Range	25E
Legal Township	27S
Legal Section	35
Legal Subdivision	ESTATES OF AUBURNDALE
Legal Tract	305251
Legal Block	1
Legal Lot Number	73
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	1
Census Block	1003
Census Tract	13001

Owner

Source: Polk County records · APN 25-27-35-305251-000730

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 COSTA LOOP, AUBURNDALE, FL 33823-8377
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2025 · Amount on Record
Deed Sale	Jul 07, 2025 · Amount on Record
Prior Sale	Aug 05, 2019 · Amount on Record
Deed Doc Number	2025155820
Deed Book / Page	13611 / 448
Record Refreshed	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 05, 2019
Property Address	109 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number	0109310001
Book / Page	010931 / 000001
Instrument Date	Jul 25, 2019
Instrument	164361
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	109 COSTA LOOP AUBURNDALE FL 338238377, AUBURNDALE, FL 33823-8377

Mortgage

Document Number	109310002
Date	Aug 05, 2019
Book Page	010931/000002
Instrument	164362

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,561.00 (+5.73%)	$260,083 (+5.99%)	$397,053 (-4.12%) Land $66,000 Building $331,053
2023	$3,368.00 (+2.71%) Homeowner's exemption	$245,391 (+3%)	$414,098 (+14.61%) Land $64,000 Building $350,098
2022	$3,279.00 Homeowner's exemption	$238,244	$361,297 Land $53,000 Building $308,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.