113 Colony Dr, Morganton, NC 28655 Property Records

Burke County property record for 113 Colony Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,203 sqft · built 1974
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2024)
Tax Bill	$1,147 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1793837675`

Property Details

APN / Parcel Number

Primary APN	`1793837675`
Alternative APN	`2967`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	245 sqft
Finished Basement	1,224 sqft
Unfinished Basement	245 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	108 sqft
Patio Area	432 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 COLONY DR
City	MORGANTON
State	NC
Zip	28655-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	113 COLONY DR MORGANTON, NC 28655
Legal Subdivision	COLONY TERRACE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1024
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 COLONY DR, MORGANTON, NC 28655-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	20243685
Deed Book / Page	2742 / 1
Prior Transfer Date	Oct 8, 2013
Prior Transfer Doc	0021410802
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jun 17, 2026
Property Address	113 COLONY DR, MORGANTON, NC 28655-4313
Document Number	0026005586
Book / Page	2879 / 619
Instrument Date	Jun 12, 2026
Instrument	202626005586
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 COLONY DR, MORGANTON, NC 28655-4313

Mortgage

Document Number	0026005586,
Date	Jun 17, 2026
Book Page	2879/619
Instrument	202626005586

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 30, 2024
Property Address	113 COLONY DR, MORGANTON, NC 28655-4313
Document Number	0027420001
Book / Page	2742 / 1
Map Reference	MB 5 PG 106
Instrument Date	Apr 26, 2024
Instrument	2024003685
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1133 15TH ST SE, ROANOKE, VA 24013-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 COLONY DR, MORGANTON, NC 28655-4313

Mortgage

Document Number	2024003686
Date	Apr 30, 2024
Instrument	2024003686

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	113 COLONY DR, MORGANTON, NC 28655-4313
Transaction Type	Mortgage
Record Updated	Sep 7, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 COLONY DR, MORGANTON, NC 28655-4313

Mortgage

Document Number	0026420764
Date	Aug 29, 2022
Book Page	2642/764
Instrument	2022025146

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,147.00 (+0.44%)	$188,365 (-) Land $16,200 Building $172,165	$188,365 (-) Land $16,200 Building $172,165
2025	$1,142.00 (-2.06%)	$188,365 (-2.21%) Land $16,200 Building $172,165	$188,365 (-2.21%) Land $16,200 Building $172,165
2023	$1,166.00	$192,617 Land $16,200 Building $176,417	$192,617 Land $16,200 Building $176,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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