Burke County property record for 109 Colony Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,175 sqft · built 1971 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2021) |
| Tax Bill | $1,128 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1793839624 |
| Primary APN | 1793839624 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,175 sqft Living Area |
| 1st Floor Area | 650 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 278 sqft |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 COLONY DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 109 COLONY DR MORGANTON, NC 28655 |
| Legal Subdivision | COLONY TERRACE SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21400 |
109 Colony Dr is owned by an individual who bought it in September 2021.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 E UNION ST, MORGANTON, NC 28655-3455 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on File |
| Deed Sale | Sep 7, 2021 · Amount on File |
| Prior Sale | Dec 10, 2009 · Amount on File |
| Deed Document Number | 202110656 |
| Deed Book / Page | 2568 / 113 |
| Prior Transfer Date | Dec 8, 2009 |
| Prior Transfer Doc | 0018760409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 7, 2021 |
| Property Address | 109 COLONY DR, MORGANTON, NC 28655-4313 |
| Document Number | 0025680113 |
| Book / Page | 2568 / 113 |
| Map Reference | MB 5 PG 106 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021010656 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 E UNION ST, MORGANTON, NC 28655-3455 |
| Document Number | 2021010657 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021010657 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
The 2026 property tax bill for 109 Colony Dr was $1,128, up 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,128.00 (+0.45%) | $184,894 (-) Land $22,760 Building $162,134 | $184,894 (-) Land $22,760 Building $162,134 |
| 2025 | $1,123.00 | $184,894 Land $22,760 Building $162,134 | $184,894 Land $22,760 Building $162,134 |
| 2023 | $1,094.00 | $179,751 Land $22,760 Building $156,991 | $179,751 Land $22,760 Building $156,991 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Colony Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Colony Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
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