112 Clark St, Morganton, NC 28655 Property Records

Burke County property record for 112 Clark St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,067 sqft · built 1920
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Jul 1996)
Tax Bill$447 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN2704113250

Property Details

APN / Parcel Number

Primary APN2704113250
Alternative APN
  • 7457

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,067 sqft Living Area
Gross Area2,338 sqft
1st Floor Area1,085 sqft
Basement Area271 sqft
Unfinished Basement271 sqft
FlooringSoftwood

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof MaterialMetal
Lot Area26,136 sqft (0.6 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area560 sqft
Deck Area120 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Old Parcel Number2704113250
Street Address112 CLARK ST
CityMORGANTON
StateNC
Zip28655-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENSITY DIST
Legal Description112 CLARK ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1005
Census Tract20500

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address112 CLARK ST, MORGANTON, NC 28655-2506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 1996 · Amount on Record
Deed SaleJul 26, 1996 · Amount on Record
Deed Document Number0008651833
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Recording DateJul 15, 2026
Property Address112 CLARK ST, MORGANTON, NC 28655-2506
Document Number0026006582
Book / Page2884 / 811
Instrument DateJul 13, 2026
Instrument202626006582
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 CLARK ST, MORGANTON, NC 28655-2506

Mortgage

Document Number0026006582,
DateJul 15, 2026
Book Page2884/811
Instrument202626006582
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate5.84%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$447.00 (+0.45%)$140,822 (-) Land $30,005 Building $110,817$140,822 (-) Land $30,005 Building $110,817
2023$445.00$140,822 Land $30,005 Building $110,817$140,822 Land $30,005 Building $110,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Compas X-Stream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum, T-Mobile.

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