113 Cherry Cir, Prospect, CT 06712 Property Records

Waterbury City property record for 113 Cherry Cir, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,523 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$429,100 (Sep 2021)
Tax Bill	$7,782 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T0270970`

Property Details

APN / Parcel Number

Primary APN	`T0270970`
Alternative APN	`PROS M:108 B:181 L:113`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Basement Area	1,523 sqft
Unfinished Basement	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0270970
Street Address	113 CHERRY CIR
City	PROSPECT
State	CT
Zip	06712-6411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	181
Legal Lot Number	113
Jurisdiction	PROSPECT CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3009
Census Tract	347100

Owner

Source: Waterbury City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 CHERRY CIR, PROSPECT, CT 06712-6411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ION BANK
Jan 24, 2017	Warranty Deed, Transfer · FHA Mortgage TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	2021202116457
Deed Book / Page	8338 / 11
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Sep 7, 2021
Property Address	113 CHERRY CIR, PROSPECT, CT 06712-6411
Document Number	0008338-11
Book / Page	8338 / 11
Instrument Date	Aug 30, 2021
Instrument	202116457
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CHEEPLY CIR, PREAPRECT, CT

Mortgage

Document Number	0202116458
Date	Sep 7, 2021
Instrument	2021-16458

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Sep 7, 2021
Property Address	113 CHERRY CIR, PROSPECT, CT 06712-6411
Document Number	000899-196
Book / Page	899 / 196
Instrument Date	Aug 30, 2021
Instrument	1549
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001550
Date	Sep 7, 2021
Instrument	1550

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jun 28, 2019
Property Address	113 CHERRY CIR, PROSPECT, CT 06712-6411
Document Number	840-260
Book / Page	840 / 260
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	840263
Date	Jun 28, 2019
Instrument	840/263

Lender

Name	ION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	3.63%
Type Change Date	Jul 1, 2029

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jan 24, 2017
Property Address	113 CHERRY CIR, PROSPECT, CT 06712-6411
Document Number	7590-43
Book / Page	7590 / 43
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75900046
Date	Jan 24, 2017
Instrument	07590/0046

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,782.00	$304,360 (+29.32%) Building $304,360	$213,052 Building $213,052
2024	$7,782.00 (+3.59%)
2023	$7,512.00 (-0.09%)	$235,350 (-) Building $235,350
2022	$7,519.00	$235,350 Building $235,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, GoNetspeed, T-Mobile.

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