109 Cherry Cir, Prospect, CT 06712 Property Records

Waterbury City property record for 109 Cherry Cir, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,005 sqft · built 2017
Owner	Trust Name on Record
Last Sale	$389,779 (Nov 2017)
Tax Bill	$9,909 (2026)
Deeds & Mortgages	Dec 2022 Sale Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T0270860`

Property Details

APN / Parcel Number

Primary APN	`T0270860`
Alternative APN	`PROS M:108 B:181 L:109`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,005 sqft Living Area
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0270860
Street Address	109 CHERRY CIR
City	PROSPECT
State	CT
Zip	06712-6411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	181
Legal Lot Number	109
Jurisdiction	PROSPECT CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3009
Census Tract	350101

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	109 CHERRY CIR, PROSPECT, CT 06712-6411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed, Transfer
Oct 4, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 15, 2017	Warranty Deed, Transfer TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Deed Book / Page	813 / 101
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PROSPECT CT
Recording Date	Dec 29, 2022
Property Address	109 CHERRY CIR, PROSPECT, CT 06712-6411
Document Number	000919-336
Book / Page	919 / 336
Instrument Date	Aug 30, 2022
Instrument	20221440
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY CIR, PROSPECT, CT 06712-6411

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Oct 4, 2018
Property Address	109 CHERRY CIR, PROSPECT, CT 06712-6411
Document Number	828-316
Book / Page	000828 / 000316
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	109 CHERRY CIR #109 PROSPECT CT 067126411, 109, PROSPECT, CT 06712-6411

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Nov 15, 2017
Property Address	109 CHERRY CIR, PROSPECT, CT 06712-6411
Document Number	813-101
Book / Page	813 / 101
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8130104
Date	Nov 15, 2017
Instrument	00813/0104

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,909.00 (+11.35%)	$348,040 (-) Building $348,040	$543,805 (+123.21%)
2025	$8,899.00	$348,040 (+37.02%) Building $348,040	$243,628 Building $243,628
2024	$8,899.00 (+9.76%)
2023	$8,108.00 (-0.1%)	$254,010 (-) Building $254,010
2022	$8,116.00	$254,010 Building $254,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, GoNetspeed, T-Mobile.

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