102 Cedar St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 102 Cedar St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 1958
Lot Size	0.108 acres (4,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Nov 2023)
Tax Bill	$9,905 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00103-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`21-00103-0000-00010`
Alternative APNs	`210010300010` `002487`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	4,687 sqft (0.108 acres)
Lot Dimensions	125 ft deep x 38 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	002487
Street Address	102 CEDAR ST
City	GARFIELD
State	NJ
Zip	07026-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4688 SF
Legal Subdivision	BELMONT
Legal Block	103
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3000
Census Tract	21300

Owner

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 CEDAR ST, GARFIELD, NJ 07026-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Sep 27, 2012 · Amount on Record
Deed Document Number	202376538
Deed Book / Page	5132 / 1062
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 27, 2023
Property Address	102 CEDAR ST, GARFIELD, NJ 07026-2827
Document Number	0051321062
Book / Page	5132 / 1062
Instrument Date	Nov 7, 2023
Instrument	2023076538
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6340 AMERICANA DR APT 201, 201, WILLOWBROOK, IL 60527-2244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CEDAR ST, GARFIELD, NJ 07026-2827

Mortgage

Document Number	2023076539
Date	Nov 27, 2023
Instrument	2023076539

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,700 (-) Land $119,100 Building $165,600	$284,700 (-) Land $119,100 Building $165,600
2025	$9,905.00 (+4.26%)	$284,700 (-) Land $119,100 Building $165,600	$284,700 (-) Land $119,100 Building $165,600
2024	$9,500.00 (+6.99%)
2023		$284,700 (-) Land $119,100 Building $165,600	$284,700 (-) Land $119,100 Building $165,600
2022	$8,879.00 (+3%)	$284,700 Land $119,100 Building $165,600	$284,700 Land $119,100 Building $165,600
2021	$8,620.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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