113 Calma Dr, Laredo, TX 78045 Property Records

Webb County property record for 113 Calma Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,959 sqft · built 2015
Lot Size	0.151 acres (6,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,200 (Apr 2016)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-76004-070`

Property Details

APN / Parcel Number

Primary APN	`989-76004-070`
Alternative APN	`529644`

Interior

Stories	1 Story
Building Area	1,959 sqft Living Area
Gross Area	2,377 sqft
1st Floor Area	1,959 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,588 sqft (0.151 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	347 sqft

Location & Zoning

Street Address	113 CALMA DR
City	LAREDO
State	TX
Zip	78045-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 4, LOT 7, PHASE 11
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	11
Legal Block	4
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2019
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 CALMA DR, LAREDO, TX 78045-6851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jan 31, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2016 · Amount on Record
Deed Sale	Apr 6, 2016 · Amount on Record
Deed Document Number	20161261279
Deed Book / Page	4026 / 393
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	113 CALMA DR, LAREDO, TX 78045-6851
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CALMA DR, LAREDO, TX 78045-6851

Mortgage

Document Number	005916/677
Date	Oct 3, 2025
Book Page	5916/677
Instrument	1569473

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	113 CALMA DR, LAREDO, TX 78045-6851
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005202/202
Date	Jan 31, 2022
Book Page	5202/202
Instrument	1456450

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,806 (-0.59%) Land $101,455 Building $215,351	$316,806 (-0.59%) Land $101,455 Building $215,351
2025	$1,612.00 (-18.13%) Homeowner's exemption	$318,675 (+4.09%) Land $101,455 Building $217,220	$318,675 (+4.09%) Land $101,455 Building $217,220
2024	$1,969.00 (+12%)
2023		$306,153 Land $87,818 Building $218,335	$306,153 Land $87,818 Building $218,335
2022	$1,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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