109 Calma Dr, Laredo, TX 78045 Property Records

Webb County property record for 109 Calma Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,104 sqft · built 2016
Lot Size	0.152 acres (6,601 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Dec 2021)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`989-76004-050`

Property Details

APN / Parcel Number

Primary APN	`989-76004-050`
Alternative APN	`529642`

Interior

Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,601 sqft (0.152 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	310 sqft

Location & Zoning

Street Address	109 CALMA DR
City	LAREDO
State	TX
Zip	78045-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 4, LOT 5, PHASE 11
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	11
Legal Block	4
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2019
Census Tract	1727

Owner

109 Calma Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 CALMA DR, LAREDO, TX 78045-6851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Jun 12, 2018
Deed Document Number	20211450477
Deed Book / Page	5164 / 86
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0005164/86
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 2, 2021
Property Address	109 CALMA DR, LAREDO, TX 78045-6851
Document Number	0005164/86
Book / Page	5164 / 86
Map Reference	VOL 32 PG 14&15
Instrument Date	Dec 1, 2021
Instrument	1450477
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CALMA DR, LAREDO, TX 78045-6851

Mortgage

Document Number	0001450478
Date	Dec 2, 2021
Instrument	1450478

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jun 12, 2018
Property Address	109 CALMA DR, LAREDO, TX 78045-6851
Document Number	004431/088
Book / Page	4431 / 088
Map Reference	VOL 32 PG 14-15
Instrument Date	Jun 11, 2018
Instrument	1331342
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CALMA DR, LAREDO, TX 78045-6851

Tax Assessment & Valuation

The 2025 property tax bill for 109 Calma Dr was $1,675 with a homeowner's exemption, down 18.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,068 (+0.29%) Land $101,655 Building $230,413	$332,068 (+0.29%) Land $101,655 Building $230,413
2025	$1,675.00 (-18.21%) Homeowner's exemption	$331,110 Land $101,655 Building $229,455	$331,110 Land $101,655 Building $229,455
2024	$2,048.00
2023		$318,282 Land $87,991 Building $230,291	$318,282 Land $87,991 Building $230,291
2022	$1,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Calma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Calma Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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