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113 Beach Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 113 Beach Rd, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,411 sqft · built 1986
Lot Size0.115 acres (5,025 sqft)
Owner2 Owner Names on Record
Last Sale$500,000 (Dec 2005)
Tax Bill$5,175 (2024)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00401690-000000

Property Details

APN / Parcel Number

Primary APN00401690-000000
Alternative APNs
  • 32633700401690000000
  • 1494020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,411 sqft Living Area
1st Floor Area1,411 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,025 sqft (0.115 acres)
Lot Dimensions67 ft deep x 75 ft wide
Garage Area791 sqft
PorchOpen Porch
Porch Area668 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1494020
Old Parcel Number32633700401690000000
Street Address113 BEACH RD
CityISLAMORADA
StateFL
Zip33036-3744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMATECUMBE BEACH PB1-133 UPPER MATECUMBE PT LOT 8 SQR 1 OR319-244/245 OR847-2285 OR2177-648 OR2177-650D/C
Legal Range37E
Legal Township63S
Legal Section32
Legal SubdivisionMATECUMBE BEACH
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3023
Census Tract970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address54000 IDA RD, ELKHART, IN 46514-3036

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2005 · Amount on Record
Deed SaleDec 30, 2005 · Amount on Record
Deed Document Number1559108
Deed Book / Page2177 / 0648
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address113 BEACH RD, ISLAMORADA, FL 33036-3744
Document Number0030181135
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54000 IDA RD ELKHART IN 465143036, ELKHART, IN 46514-3036

Mortgage

Document Number0030181135
DateApr 17, 2020
Book Page003018/001135
Instrument2263403
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 16, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$613,840 (+10.69%) Land $432,703 Building $181,137$613,840 (+10.69%) Land $432,703 Building $181,137
2024$5,175.00 (+4.19%)
2023$4,967.00 (+12.99%)$554,564 (+32.7%) Land $386,925 Building $167,639$554,564 (+32.7%) Land $386,925 Building $167,639
2022$4,396.00$417,904 Land $251,501 Building $166,403$417,904 Land $251,501 Building $166,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 329 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies457 units insured
incl. 128 condo units
Nearby Flood Claims126 (2005–2022)
Claims Outside the SFHA4 of 126
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 85 claims
  • Hurricane Katrina Evacuation, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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