Monroe County property record for 105 Beach Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 896 sqft · built 1945 |
| Lot Size | 0.077 acres (3,350 sqft) |
| Owner | Trust Name on File |
| Last Sale | $33,500 (Dec 1980) |
| Tax Bill | $3,754 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00401670-000000 |
| Primary APN | 00401670-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,350 sqft (0.077 acres) |
| Lot Dimensions | 67 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 251 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1494003 |
|---|---|
| Street Address | 105 BEACH RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Legal Description | SQR 1 PT LT 7 MATECUMBE BEACH PB1-133 UPPER MATECUMBE OR548-559 OR621-587 OR821-2277 OR821-2269/2276 OR821-2268D/C OR831-1332E OR949-2414AFF OR2541-2389LET/ADM OR2614-212/13 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 32 |
| Legal Subdivision | MATECUMBE BEACH |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 970900 |
105 Beach Rd is held in a trust since February 2013.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 54000 IDA RD, ELKHART, IN 46514-3036 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1980 · Amount on File |
| Deed Sale | Dec 1, 1980 · Amount on File |
| Prior Sale | Feb 1, 1975 · Amount on File |
| Deed Book / Page | 821 / 2277 |
| Last Transfer Date | Feb 14, 2013 |
| Transfer Doc | 0026140212 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $453,472 Land $325,520 Building $127,952 | $453,472 Land $325,520 Building $127,952 | |
| 2024 | $3,754.00 (+6.5%) | ||
| 2023 | $3,525.00 (+12.73%) | $369,598 (+37.58%) Land $288,435 Building $81,163 | $369,598 (+37.58%) Land $288,435 Building $81,163 |
| 2022 | $3,127.00 | $268,646 Land $187,483 Building $81,163 | $268,646 Land $187,483 Building $81,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Beach Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 329 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 457 units insured incl. 128 condo units |
| Nearby Flood Claims | 126 (2005–2022) |
| Claims Outside the SFHA | 4 of 126 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 105 Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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