11299 Copley Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 11299 Copley Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1999
Lot Size	0.171 acres (7,429 sqft)
Owner	2 Individual Names on File
Last Sale	$163,500 (May 2018)
Tax Bill	$677 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3504-0000-1810`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3504-0000-1810`
Alternative APNs	`R31223183504000K1810` `01343521` `1343521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,449 sqft
1st Floor Area	1,815 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,429 sqft (0.171 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	172 sqft
Deck Area	64 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01343521
Street Address	11299 COPLEY CT
City	SPRING HILL
State	FL
Zip	34609-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON AT SEVEN HILLS PH 2 LOT 181
Legal Range	18E
Legal Township	23S
Legal Section	31
Legal Subdivision	WELLINGTON AT SEVEN HILLS PH 2
Legal Block	K
Legal Lot Number	181
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	40913

Owner

11299 Copley Ct is owned and occupied by two individuals who bought it in May 2018.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11299 COPLEY CT, SPRING HILL, FL 34609-9671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
May 9, 2018	Warranty Deed, Transfer · VA Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Oct 24, 2011 · Amount on File
Deed Document Number	201828310
Deed Book / Page	3581 / 1439
Prior Transfer Date	Oct 30, 2012
Prior Transfer Doc	0029501174
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11299 COPLEY CT, SPRING HILL, FL 34609-9671
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11299 COPLEY CT, SPRING HILL, FL 34609-9671

Mortgage

Document Number	0042791184
Date	Mar 28, 2023
Book Page	4279/1184
Instrument	2023017021

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	96 Months
Due	Mar 27, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11299 COPLEY CT, SPRING HILL, FL 34609-9671
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039400975
Date	Jan 19, 2021
Book Page	3940/975
Instrument	2021003599

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 9, 2018
Property Address	11299 COPLEY CT, SPRING HILL, FL 34609-9671
Document Number	0035811439
Book / Page	3581 / 1439
Map Reference	MB31 PG18-20
Instrument Date	Apr 30, 2018
Instrument	2018028310
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF THE SUNCO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4313 PEBBLESTONE CT, 4313, ORLANDO, FL 32826-2639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11299 COPLEY CT, SPRING HILL, FL 34609-9671

Mortgage

Document Number	2018028311
Date	May 9, 2018
Instrument	2018028311

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11299 Copley Ct was $677 with a disabled person's exemption, up 1.7% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$677.00 (+1.65%) Disabled Person's exemption	$139,330	$246,788 Land $38,259 Building $208,529
2024	$666.00
2023	Additional exemption filed	$131,459 Land $131,459
2022			$264,869 Land $38,259 Building $226,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11299 Copley Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11299 Copley Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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