11287 Copley Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 11287 Copley Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,090 sqft · built 1998
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Feb 2021)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Jan 2026 Transfer Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3504-0000-1790`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3504-0000-1790`
Alternative APNs	`R31223183504000K1790` `01343503` `1343503`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01343503
Old Parcel Number	R31223183504000K1790
Street Address	11287 COPLEY CT
City	SPRING HILL
State	FL
Zip	34609-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON AT SEVEN HILLS PH 2 LOT 179
Legal Range	18E
Legal Township	23S
Legal Section	32
Legal Subdivision	WELLINGTON AT SEVEN HILLS PH 2
Legal Block	K
Legal Lot Number	179
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	40913

Owner

11287 Copley Ct is owned and occupied by an individual who acquired it in January 2026.

Source: Hernando County records, as of February 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	75302 PLUMBAGO TRCE, YULEE, FL 32097-0194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 7, 2017	Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	0039501969
Deed Book / Page	3950 / 1969
Last Transfer Date	Jan 21, 2026
Transfer Doc	0046580966
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jan 21, 2026
Property Address	11287 COPLEY CT, SPRING HILL, FL 34609-9671
Document Number	0046580966
Book / Page	4658 / 966
Map Reference	MB 31 PG 18-20
Instrument Date	Jan 15, 2026
Instrument	2026003413
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11287 COPLEY CT, SPRING HILL, FL 34609-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75302 PLUMBAGO TRCE, YULEE, FL 32097-0194

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 10, 2021
Property Address	11287 COPLEY CT, SPRING HILL, FL 34609-9671
Document Number	0039501969
Book / Page	3950 / 1969
Map Reference	MB 31 PG 18-20
Instrument Date	Feb 8, 2021
Instrument	2021009146
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 OLDSMAR AVE, 1225, SPRING HILL, FL 34608-6343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 NW AMBERCREST WAY APT 303, 303, SILVERDALE, WA 98383-7785

Mortgage

Document Number	39501971
Date	Feb 10, 2021
Instrument	3950/1971

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 23, 2020
Property Address	11287 COPLEY CT, SPRING HILL, FL 34609-9671
Document Number	0038901455
Book / Page	3890 / 1455
Map Reference	MB 31 PG 18-20
Instrument Date	Aug 28, 2020
Instrument	2020058539
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 BEACH ST, 41, WARREN, RI 02885-4111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11287 COPLEY CT, SPRING HILL, FL 34609-9671

Mortgage

Document Number	38901457
Date	Sep 23, 2020
Instrument	3890/1457

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 7, 2017
Property Address	11287 COPLEY CT, SPRING HILL, FL 34609-9671
Document Number	0034951192
Book / Page	003495 / 001192
Instrument Date	Jul 31, 2017
Instrument	45140
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	41 BEACH ST WARREN RI 028854111, WARREN, RI 02885-4111

Tax Assessment & Valuation

The 2025 property tax bill for 11287 Copley Ct was $1,840 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,840.00 Additional exemption filed	$168,330	$174,146 Land $27,985 Building $146,161
2023		$158,821 Land $13,459 Building $145,362
2022	$1,811.00		$173,884 Land $27,985 Building $145,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11287 Copley Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11287 Copley Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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