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11298 Borgen Loop, Gig Harbor, WA 98332 Property Records

Pierce County property record for 11298 Borgen Loop, Gig Harbor, WA 98332

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,150 sqft · built 2012
Lot Size0.107 acres (4,642 sqft)
Owner2 Individual Names on File
Last Sale$424,719 (Aug 2018)
Tax Bill$5,544 (2026)
Deeds & MortgagesMar 2020 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN400288-0-490

Property Details

APN / Parcel Number

Primary APN400288-0-490

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,150 sqft Living Area
Gross Area2,550 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2014
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area4,642 sqft (0.107 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address11298 BORGEN LOOP
CityGIG HARBOR
StateWA
Zip98332-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCD-RMD
Legal DescriptionSECTION 30 TOWNSHIP 22 RANGE 02 QUARTER 34 PLAT RIDGE AT GIG HARBOR LOT 49 EASE OF RECORD OUT OF 02-22-30-3-002 SEG 2009-0088 JU 7/16/08MC
Legal Range02
Legal Township22
Legal Section30
Legal SubdivisionRIDGE AT GIG HARBOR
Legal Lot Number49
JurisdictionPIERCE WA
Township / Civil DivisionGIG HARBOR PENINSULA
Census Block Group2
Census Block2022
Census Tract72509

Owner

11298 Borgen Loop is owned and occupied by two individuals who bought it in August 2018.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11298 BORGEN LOOP, GIG HARBOR, WA 98332-5712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Aug 15, 2018Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Aug 3, 2017Warranty Deed, Transfer
RAINIER TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2018 · Amount on File
Deed SaleAug 15, 2018 · Amount on File
Prior SaleAug 3, 2017 · Amount on File
Deed Document Number2018534
Prior Transfer DateSep 23, 2010
Prior Transfer Doc0000000950
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address11298 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Transaction TypeMortgage
Record UpdatedApr 12, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003300587
DateMar 30, 2020
Instrument202003300587
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateAug 15, 2018
Property Address11298 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Document Number0008150534
Map ReferenceDOC200806265007
Instrument DateAug 8, 2018
Instrument201808150534
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyRAINIER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,565.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11298 BORGEN LOOP, GIG HARBOR, WA 98332-5712

Mortgage

Document Number0008150535
DateAug 15, 2018
Instrument201808150535
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateAug 3, 2017
Property Address11298 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Document Number1708030431
Instrument DateJul 25, 2017
Instrument201708030431
Transaction TypeTransfer
Record UpdatedAug 10, 2017
Title CompanyRAINIER TITLE

Transaction

AmountAmount on Record
Tax$6,991.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11298 BORGEN LOOP GIG HARBOR WA 983325712, GIG HARBOR, WA 98332-5712

Tax Assessment & Valuation

The 2026 property tax bill for 11298 Borgen Loop was $5,544, up 3.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityGig Harbor City
Unified School DistrictPeninsula School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,544.00 (+3.45%)$655,200 Land $264,000 Building $391,200$655,200 Land $264,000 Building $391,200
2025$5,359.00 (+3.68%)
2024$5,169.00 (+3.38%)$608,900 (-2.29%) Land $256,200 Building $352,700$608,900 (-2.29%) Land $256,200 Building $352,700
2023$5,000.00$623,200 Land $256,200 Building $367,000$623,200 Land $256,200 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11298 Borgen Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11298 Borgen Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIG HARBOR WATER DEPT
serves 16,510 people · EPA ID WA5327600
Water SourceGroundwater
Last State InspectionApr 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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