Pierce County property record for 11296 Borgen Loop, Gig Harbor, WA 98332
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,730 sqft · built 2012 |
| Lot Size | 0.107 acres (4,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Sep 2020) |
| Tax Bill | $5,021 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 400288-0-480 |
| Primary APN | 400288-0-480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,170 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,642 sqft (0.107 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 11296 BORGEN LOOP |
|---|---|
| City | GIG HARBOR |
| State | WA |
| Zip | 98332-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCD-RMD |
| Legal Description | SECTION 30 TOWNSHIP 22 RANGE 02 QUARTER 34 PLAT RIDGE AT GIG HARBOR LOT 48 EASE OF RECORD OUT OF 02-22-30-3-002 SEG 2009-0088 JU 7/16/08MC |
| Legal Range | 02 |
| Legal Township | 22 |
| Legal Section | 30 |
| Legal Subdivision | RIDGE AT GIG HARBOR |
| Legal Lot Number | 48 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GIG HARBOR PENINSULA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 72509 |
11296 Borgen Loop is owned and occupied by an individual who bought it in September 2020.
Source: Pierce County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11296 BORGEN LOOP, GIG HARBOR, WA 98332-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 1, 2017 | Warranty Deed, Transfer · VA Mortgage BAY EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on File |
| Deed Sale | Sep 4, 2020 · Amount on File |
| Prior Sale | Aug 1, 2017 · Amount on File |
| Deed Document Number | 202040950 |
| Prior Transfer Date | Sep 23, 2010 |
| Prior Transfer Doc | 0000000950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 4, 2020 |
| Property Address | 11296 BORGEN LOOP, GIG HARBOR, WA 98332-5712 |
| Document Number | 0009040950 |
| Map Reference | DOC 200806265007 |
| Instrument Date | Aug 30, 2020 |
| Instrument | 202009040950 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | WFG NATL TTL CO OF WA LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11296 BORGEN LOOP, GIG HARBOR, WA 98332-5712 |
| Document Number | 0009040951 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 202009040951 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Aug 1, 2017 |
| Property Address | 11296 BORGEN LOOP, GIG HARBOR, WA 98332-5712 |
| Document Number | 1708010004 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 201708010004 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Title Company | RAINIER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,502.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11296 BORGEN LOOP GIG HARBOR WA 983325712, GIG HARBOR, WA 98332-5712 |
| Document Number | 1708010005 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 201708010005 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2047 |
The 2026 property tax bill for 11296 Borgen Loop was $5,021, up 3.3% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Municipality | Gig Harbor City |
| Unified School District | Peninsula School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,021.00 (+3.31%) | $594,200 Land $264,000 Building $330,200 | $594,200 Land $264,000 Building $330,200 |
| 2025 | $4,860.00 (+3.34%) | ||
| 2024 | $4,703.00 (+3.54%) | $553,900 (-2.14%) Land $256,200 Building $297,700 | $553,900 (-2.14%) Land $256,200 Building $297,700 |
| 2023 | $4,542.00 | $566,000 Land $256,200 Building $309,800 | $566,000 Land $256,200 Building $309,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11296 Borgen Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11296 Borgen Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIG HARBOR WATER DEPT serves 16,510 people · EPA ID WA5327600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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