Hamilton County property record for 11297 Reflection Point Dr, Fishers, IN 46037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,193 sqft · built 1997 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Sep 2023) |
| Tax Bill | $3,759 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-15-05-019-007.000-020 |
| Primary APN | 29-15-05-019-007.000-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| 1st Floor Area | 1,205 sqft |
| 2nd Floor Area | 988 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 145 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1915050019007000 |
|---|---|
| Street Address | 11297 REFLECTION POINT DR |
| City | FISHERS |
| State | IN |
| Zip | 46037-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .32, SECTION 5, TOWNSHIP 17, RANGE 5, SPYGLASS HILL, SECTION 5B, LOT 258 |
| Legal Range | 05 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | SPYGLASS HILL IN THE LEGENDS AT GEIST |
| Legal Block | 5B |
| Legal Lot Number | 258 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 110805 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/NEW CASTLE |
| Jun 21, 2017 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK OF NEW CASTLE |
| May 20, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Prior Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 2023034778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 11, 2023 |
| Property Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000034778 |
| Map Reference | DOC 9558605 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023034778 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000034779 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023034779 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020034207 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020034207 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, IN 47362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000019131 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11297 REFLECTION POINT DR FISHERS IN 460378721, FISHERS, IN 46037-8721 |
| Document Number | 0000019131 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 19131 |
| Name | CITIZENS ST BK/NEW CASTLE |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, IN 47362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 2, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 21, 2017 |
| Property Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 2017028820 |
| Map Reference | DOC95588605 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 2017028820 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 2017028821 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 2017028821 |
| Name | CITIZENS STATE BANK OF NEW CASTLE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11297 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000028032 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 11297 REFLECTION POINT DR FISHERS IN 460378721, FISHERS, IN 46037-8721 |
| Document Number | 0000028032 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 28032 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Fall Creek Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $355,300 (+10.93%) Land $81,700 Building $273,600 | $355,300 (+10.93%) Land $81,700 Building $273,600 | |
| 2024 | $3,759.00 (+6.19%) | ||
| 2023 | $3,540.00 (+0.77%) Homeowner's exemption | $320,300 (+7.7%) Land $60,700 Building $259,600 | $320,300 (+7.7%) Land $60,700 Building $259,600 |
| 2022 | $3,513.00 (+16.17%) Homeowner's exemption | $297,400 Land $60,700 Building $236,700 | $297,400 Land $60,700 Building $236,700 |
| 2021 | $3,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures