Hamilton County property record for 11227 Reflection Point Dr, Fishers, IN 46037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,530 sqft · built 1996 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,000 (Sep 2023) |
| Tax Bill | $4,000 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-15-05-019-003.000-020 |
| Primary APN | 29-15-05-019-003.000-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| 2nd Floor Area | 1,258 sqft |
| Basement Area | 650 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1915050019003000 |
|---|---|
| Street Address | 11227 REFLECTION POINT DR |
| City | FISHERS |
| State | IN |
| Zip | 46037-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .25, SECTION 5, TOWNSHIP 17, RANGE 5, SPYGLASS HILL, SECTION 5B, LOT 254 |
| Legal Range | 05 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | SPYGLASS HILL |
| Legal Block | 5B |
| Legal Lot Number | 254 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 110805 |
11227 Reflection Point Dr is owned and occupied by an individual who bought it in September 2023.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11227 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Sep 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY FCU |
| Jan 13, 2018 | Deed of Trust, Mortgage · Line of Credit GREENFIELD BKNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on File |
| Deed Sale | Sep 14, 2023 · Amount on File |
| Prior Sale | Oct 8, 2001 |
| Deed Document Number | 2023035395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11227 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11227 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000028156 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023028156 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Aug 20, 2040 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 14, 2023 |
| Property Address | 11227 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000035395 |
| Map Reference | CAB1SL617DOC9558605 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023035395 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 11227 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000035396 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023035396 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11227 REFLECTION POINT DR, FISHERS, IN 46037-8721 |
| Document Number | 0000003365 |
| Instrument Date | Jan 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 11227 REFLECTION POINT DR FISHERS IN 460378721, FISHERS, IN 46037-8721 |
| Document Number | 0000003365 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 3365 |
| Name | GREENFIELD BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENFIELD, IN 46140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 23, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Fall Creek Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395,700 (+13.97%) Land $75,000 Building $320,700 | $395,700 (+13.97%) Land $75,000 Building $320,700 | |
| 2024 | $4,000.00 (+5.29%) | $347,200 (+2.06%) Land $55,800 Building $291,400 | $347,200 (+2.06%) Land $55,800 Building $291,400 |
| 2023 | $3,799.00 (+4.86%) Homeowner's exemption | $340,200 (+11.32%) Land $55,800 Building $284,400 | $340,200 (+11.32%) Land $55,800 Building $284,400 |
| 2022 | $3,623.00 (+14.36%) Homeowner's exemption | $305,600 Land $55,800 Building $249,800 | $305,600 Land $55,800 Building $249,800 |
| 2021 | $3,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11227 Reflection Point Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11227 Reflection Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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