1129 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 1129 Whitcomb St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1944
Lot Size0.128 acres (5,576 sqft)
OwnerIndividual Name on Record
Tax Bill$4,084 (2024)
Deeds & MortgagesOct 2025 Mortgage
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-43-0163-0026

Property Details

APN / Parcel Number

Primary APN001-25-43-0163-0026
Alternative APNs
  • 45-08-07-251-008.000-004
  • 254301630026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
Basement Area744 sqft
Finished Basement744 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 2015
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,576 sqft (0.128 acres)
Lot Dimensions124 ft deep x 45 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0163-0026
Old Parcel Number254301630026
Street Address1129 WHITCOMB ST
CityGARY
StateIN
Zip46404-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HEIGHTS L.34 BL.11 S2. OF L.35 BL.11
Legal Block11
Legal Lot Number34
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1028
Census Tract11000

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1129 WHITCOMB ST, GARY, IN 46404-1717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 19, 2022Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LENDERS INC
Jan 25, 2022Deed of Trust, Mortgage · Line of Credit
BEVERLY ALEXANDER TRUST
Dec 20, 2021Personal Representative Deed, Transfer
MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2022
Deed SaleJul 19, 2022
Prior SaleDec 20, 2021
Deed Document Number2022-529693
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1129 WHITCOMB ST, GARY, IN 46404-1717
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 WHITCOMB ST, GARY, IN 46404-1717

Mortgage

Document Number0000039337
DateOct 14, 2025
Instrument2025-539337
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueJul 1, 2052

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1129 WHITCOMB ST, GARY, IN 46404-1717
Transaction TypeMortgage
Record UpdatedFeb 7, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 WHITCOMB ST, GARY, IN 46404-1717

Mortgage

Document Number0000002986
DateJan 30, 2024
Instrument2024-502986
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term342 Months
DueJul 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 19, 2022
Property Address1129 WHITCOMB ST, GARY, IN 46404-1717
Document Number0000029693
Map ReferenceMB 20 PG 13
Instrument DateJun 30, 2022
Instrument2022-529693
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 WHITCOMB ST, GARY, IN 46404-1717

Mortgage

Document Number0000029694
DateJul 19, 2022
Instrument2022-529694
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1129 WHITCOMB ST, GARY, IN 46404-1717
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003969
DateJan 25, 2022
Instrument2022-503969
Lender
NameBEVERLY ALEXANDER TRUST
TypeNon-Lending Institution
AddressROANOKE, TX 76262
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionLAKE IN
Recording DateDec 20, 2021
Property Address1129 WHITCOMB ST, GARY, IN 46404-1717
Document Number0000043444
Map ReferenceMB 20 PG 13
Instrument DateDec 15, 2021
Instrument2021-543444
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2929 LUCENT AVENUE, HIGHLAND, IN 46322
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$198,400 (+24.31%) Land $9,700 Building $188,700$198,400 (+24.31%) Land $9,700 Building $188,700
2024$4,084.00 (+142.66%)
2023$159,600 (+142.92%) Land $10,000 Building $149,600$159,600 (+142.92%) Land $10,000 Building $149,600
2022$1,683.00$65,700 Land $5,400 Building $60,300$65,700 Land $5,400 Building $60,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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