1120 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 1120 Whitcomb St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,532 sqft · built 1946
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Tax Bill$451 (2024)
Deeds & MortgagesJun 2026 Sale
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-43-0164-0009

Property Details

APN / Parcel Number

Primary APN001-25-43-0164-0009
Alternative APN
  • 45-08-07-178-025.000-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,532 sqft Living Area
Gross Area2,298 sqft
1st Floor Area766 sqft
Basement Area766 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1970
Construction TypeBrick
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions95 ft deep x 32 ft wide
View / LotAlley
Garage Area766 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1120 WHITCOMB ST
CityGARY
StateIN
Zip46404-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HEIGHTS BL.12 LOT 9 EX. PARCEL IN W.1/2
Legal SubdivisionGARY HEIGHTS
Legal Block12
Legal Lot Number9
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1008
Census Tract11000

Owner

1120 Whitcomb St is owned and occupied by an individual who acquired it in August 2022.

Source: Lake County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1120 WHITCOMB ST, GARY, IN 46404-1718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Personal Representative Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 6, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2010
Deed SaleMar 16, 2010
Prior SaleJun 25, 2008
Deed Document Number201014024
Last Transfer DateAug 30, 2022
Transfer Doc0000031968
Record UpdatedSep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionLAKE IN
Recording DateJun 16, 2026
Property Address1120 WHITCOMB ST, GARY, IN 46404-1718
Document Number0000013886
Instrument DateJun 5, 2026
Instrument202613886
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 WHITCOMB ST, GARY, IN 46404-1718

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateSep 6, 2022
Property Address1120 WHITCOMB ST, GARY, IN 46404-1718
Document Number0000031968
Map ReferenceMB 20 PG 13
Instrument DateAug 30, 2022
Instrument2022-031968
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 WHITCOMB ST, GARY, IN 46404-1718

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,000 Land $6,100 Building $49,900$56,000 Land $6,100 Building $49,900
2024$451.00
2023$34,800 (+8.07%) Land $6,400 Building $28,400$34,800 (+8.07%) Land $6,400 Building $28,400
2022$369.00 Homeowner's exemption$32,200 Land $3,400 Building $28,800$32,200 Land $3,400 Building $28,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Whitcomb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1120 Whitcomb St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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