1129 Steely St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1129 Steely St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 616 sqft · built 1940
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Apr 2026)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	May 2005 Line of Credit Apr 2026 Sale + 9 more
Flood Zone	Zone X (minimal risk)
APN	`8912-19-306-004`

Property Details

APN / Parcel Number

Primary APN	`8912-19-306-004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1129 STEELY ST
City	WATERLOO
State	IA
Zip	50703-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND 2ND FILING LOT 6 BLK 16
Legal Range	12W
Legal Township	89N
Legal Section	19
Legal Subdivision	HIGHLAND 2ND FILING
Legal Block	16
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2002
Census Tract	1900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Apr 9, 2026	Warranty Deed, Transfer TITLE SERVICES
Apr 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 9, 2026	Warranty Deed, Transfer TITLE SERVICES
Apr 9, 2026	Warranty Deed, Transfer TITLE SERVICES
Apr 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 9, 2026	Warranty Deed, Transfer TITLE SERVICES
Apr 9, 2026	Warranty Deed, Transfer TITLE SERVICES
Apr 9, 2026	Warranty Deed, Transfer TITLE SERVICES
Apr 9, 2026	Fiduciary Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 9, 2026	Fiduciary Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Deed Document Number	20264871
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0000004878
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005027314
Date	May 25, 2005
Instrument	2005027314

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004872
Instrument Date	Mar 29, 2026
Instrument	20264872
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 STEELY ST, WATERLOO, IA 50703-4249

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004879
Instrument Date	Mar 27, 2026
Instrument	20264879
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 STEELY ST, WATERLOO, IA 50703-4249

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004874
Instrument Date	Mar 26, 2026
Instrument	20264874
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 STEELY ST, WATERLOO, IA 50703-4249

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004877
Instrument Date	Mar 26, 2026
Instrument	20264877
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 WINSOR RIDGE DR, RAYMOND, IA 50667-9700

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004878
Instrument Date	Mar 25, 2026
Instrument	20264878
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 STEELY ST, WATERLOO, IA 50703-4249

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004875
Instrument Date	Mar 24, 2026
Instrument	20264875
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 WINSOR RIDGE DR, RAYMOND, IA 50667-9700

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004873
Instrument Date	Mar 24, 2026
Instrument	20264873
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 WINSOR RIDGE DR, RAYMOND, IA 50667-9700

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004876
Instrument Date	Mar 23, 2026
Instrument	20264876
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 WINSOR RIDGE DR, RAYMOND, IA 50667-9700

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0000004871
Instrument Date	Mar 23, 2026
Instrument	20264871
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,231.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 STEELY ST, WATERLOO, IA 50703-4249

Mortgage

Document Number	0000004880,
Date	Apr 9, 2026
Instrument	20264880

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 9, 2026
Property Address	1129 STEELY ST, WATERLOO, IA 50703-4249
Document Number	0202604871
Instrument Date	Mar 23, 2026
Instrument	20264871
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,231.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 STEELY ST, WATERLOO, IA 50703-4249

Mortgage

Document Number	0000004880,
Date	Apr 9, 2026
Instrument	20264880

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (-11.03%) Homeowner's exemption	$92,140 (-1.32%) Land $15,300 Building $76,840	$92,140 (-1.32%) Land $15,300 Building $76,840
2024	$1,324.00 (+7.99%)
2023		$93,370 (+37.15%) Land $15,300 Building $78,070	$93,370 (+37.15%) Land $15,300 Building $78,070
2022	$1,226.00 Homeowner's exemption	$68,080 Land $15,300 Building $52,780
2021			$68,080 Land $15,300 Building $52,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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