1122 Steely St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1122 Steely St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,057 sqft · built 1925
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$23,600 (Nov 2016)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8912-19-307-014`

Property Details

APN / Parcel Number

Primary APN	`8912-19-307-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area
1st Floor Area	729 sqft
Attic	Attic
Attic Area	328 sqft
Basement Area	729 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1122 STEELY ST
City	WATERLOO
State	IA
Zip	50703-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND 2ND FILING LOT 13 BLK 15
Legal Range	12W
Legal Township	89N
Legal Section	19
Legal Subdivision	HIGHLAND 2ND FILING
Legal Block	15
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2003
Census Tract	1900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2117 FALLS AVE, WATERLOO, IA 50701-2256
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage MIDWESTONE BANK
Mar 1, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2016 · Amount on Record
Deed Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	20162017-00009443
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0200623928
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1122 STEELY ST, WATERLOO, IA 50703-4250
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018866
Date	Apr 28, 2017
Instrument	2017-00018866

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	241 Months
Due	May 19, 2037

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 1, 2017
Property Address	1122 STEELY ST, WATERLOO, IA 50703-4250
Document Number	201700015253
Instrument Date	Feb 27, 2017
Instrument	2017-00015253
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622, CEDAR FALLS, IA 50613-0028
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (-7.04%)	$100,960 (-1.2%) Land $15,000 Building $85,960	$100,960 (-1.2%) Land $15,000 Building $85,960
2024	$2,216.00 (+36.62%)
2023		$102,190 (+38.45%) Land $15,000 Building $87,190	$102,190 (+38.45%) Land $15,000 Building $87,190
2022	$1,622.00	$73,810 Land $15,000 Building $58,810
2021			$73,810 Land $15,000 Building $58,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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