1129 Smith Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 1129 Smith Rd, Worcester, NY 12197

Property Summary

Property TypeSingle Family Home
Lot Size9.82 acres (427,759 sqft)
OwnerIndividual Name on File
Tax Bill$7,517 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN366600 201.00-1-3.05

Property Details

APN / Parcel Number

Primary APN366600 201.00-1-3.05
Alternative APNs
  • 660020100000010030500000
  • 482050912

Exterior

Lot Area427,759 sqft (9.82 acres)

Location & Zoning

Account Number482050912
Street Address1129 SMITH RD
CityWORCESTER
StateNY
Zip12197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal Block1
Legal Lot Number3.050
JurisdictionOTSEGO NY
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2020
Census Tract590702

Owner

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 593, WORCESTER, NY 12197-0593
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 11, 2019
Transfer Doc0000001161
Record UpdatedJun 8, 2026

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateMar 15, 2019
Property Address1129 SMITH RD, WORCESTER, NY 12197
Document Number0000001161
Instrument DateMar 11, 2019
Instrument1161
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 SMITH RD WORCESTER NY 12197, WORCESTER, NY 12197

Mortgage

Document Number1163
DateMar 15, 2019
Instrument1163
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 14, 2049
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number1162,
DateMar 15, 2019
Instrument1162
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2049

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,517.00$140,000 (-) Land $16,300 Building $123,700$340,633 (+11.92%) Land $39,659 Building $300,974
2023$140,000 Land $16,300 Building $123,700$304,348 Land $35,435 Building $268,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Smith Rd

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