Otsego County and Worcester Town property record for 1095 Smith Rd, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9.77 acres (425,581 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,166 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 201.00-1-3.02 |
| Primary APN | 366600 201.00-1-3.02 |
|---|---|
| Alternative APN |
|
| Lot Area | 425,581 sqft (9.77 acres) |
|---|
| Account Number | 482785902 |
|---|---|
| Street Address | 1095 SMITH RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 3.020 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 590702 |
Source: Otsego County and Worcester Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1095 SMITH RD, WORCESTER, NY 12197-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 | $57,700 (-) Land $20,300 Building $37,400 | $140,389 (+11.92%) Land $49,392 Building $90,997 |
| 2023 | $57,700 Land $20,300 Building $37,400 | $125,435 Land $44,131 Building $81,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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