1129 Saddlebrook Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1129 Saddlebrook Dr, Chattanooga, TN 37405

Property Summary

Property Type	Townhouse
Details	3 ba · 2,518 sqft · built 2007
Lot Size	0.153 acres (6,680 sqft)
Owner	Trust Name on File
Last Sale	$314,807 (Oct 2007)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Nov 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`117C E 015`

Property Details

APN / Parcel Number

Primary APN	`117C E 015`
Alternative APN	`0000158166`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,518 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,680 sqft (0.153 acres)
Lot Dimensions	167 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000158166
Street Address	1129 SADDLEBROOK DR
City	CHATTANOOGA
State	TN
Zip	37405-1939
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 225 HORSE CREEK FARMS PH 2 PB83 PG47 OUT OF 117C-A-6 FOR 2007
Legal Subdivision	HORSE CREEK FARMS PH
Legal Phase	2
Legal Lot Number	225
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1005
Census Tract	10904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1129 Saddlebrook Dr, a townhouse, is owner-occupied and held in a trust since November 2024.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1129 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2007 · Amount on File
Deed Sale	Oct 26, 2007 · Amount on File
Prior Sale	Oct 26, 2007 · Amount on File
Deed Document Number	0000000159
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000000146
Record Updated	Jun 8, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 6, 2024
Property Address	1129 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939
Document Number	0000000146
Book / Page	13754 / 796
Map Reference	MB 83 PG 47
Instrument Date	Nov 5, 2024
Instrument	2024110600146
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1129 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939

Tax Assessment & Valuation

The 2025 property tax bill for 1129 Saddlebrook Dr was $1,776, down 1.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00 (-1.77%)	$117,175 (+44.97%)	$468,700 (+44.97%) Land $90,000 Building $378,700
2024	$1,808.00	$80,825 (-)	$323,300 (-) Land $50,000 Building $273,300
2023	$1,808.00	$80,825 (-)	$323,300 (-) Land $50,000 Building $273,300
2022	$1,808.00	$80,825	$323,300 Land $50,000 Building $273,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1129 Saddlebrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1129 Saddlebrook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20