Hamilton County property record for 1127 Saddlebrook Dr, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,576 sqft · built 2008 |
| Lot Size | 0.115 acres (5,019 sqft) |
| Owner | Trust Name on File |
| Last Sale | $315,700 (Jul 2021) |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117C E 016 |
| Primary APN | 117C E 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,019 sqft (0.115 acres) |
| Lot Dimensions | 167 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000158167 |
|---|---|
| Street Address | 1127 SADDLEBROOK DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-1939 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 224 THE TOWNES HORSE CREEK FARMS PH 2 REV PB83 PG47 OUT OF 117C-A-6 FOR 2007 |
| Legal Subdivision | HORSE CREEK FARMS PH |
| Legal Phase | 2 |
| Legal Lot Number | 224 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1127 Saddlebrook Dr, a townhouse, is owner-occupied and held in a trust since January 2024.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 8, 2024 | Intrafamily Transfer, Transfer UNKNOWN, FOUNDATION T&E CHATTANOOGA |
| Jan 13, 2022 | Intrafamily Transfer, Transfer FOUNDATION TITLE, FOUNDATION T&E LLC |
| Jul 16, 2021 | Warranty Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL |
| Nov 26, 2018 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on File |
| Deed Sale | Jul 16, 2021 · Amount on File |
| Prior Sale | Jun 10, 2014 · Amount on File |
| Deed Document Number | 2021284 |
| Deed Book / Page | 12570 / 937 |
| Last Transfer Date | Jan 8, 2024 |
| Transfer Doc | 0000000109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000155 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 12299/679 |
| Instrument | 2021010400155 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 8, 2024 |
| Property Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Number | 0000000109 |
| Book / Page | 13486 / 632 |
| Map Reference | MB 83 PG 47 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024010800109 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E CHATTANOOGA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 13, 2022 |
| Property Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Number | 0000000176 |
| Book / Page | 12809 / 636 |
| Map Reference | MB 83 PG 47 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022011300176 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 16, 2021 |
| Property Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Number | 0000000284 |
| Book / Page | 12570 / 937 |
| Map Reference | MB 83 PG 47 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2021071600284 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL |
| Amount | Amount on Record |
|---|---|
| Tax | $1,168.09 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 26, 2018 |
| Property Address | 1127 SADDLEBROOK DR, CHATTANOOGA, TN 37405-1939 |
| Document Number | 1126000002 |
| Book / Page | 011507 / 000991 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 181126000002 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1127 SADDLEBROOK DR CHATTANOOGA TN 374051939, CHATTANOOGA, TN 37405-1939 |
| Document Number | 1126000003 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 011508/000001 |
| Instrument | 181126000003 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2048 |
The 2025 property tax bill for 1127 Saddlebrook Dr was $1,499, up 0.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,499.00 (+0.6%) | $98,925 (+48.54%) | $395,700 (+48.54%) Land $90,000 Building $305,700 |
| 2024 | $1,490.00 | $66,600 (-) | $266,400 (-) Land $50,000 Building $216,400 |
| 2023 | $1,490.00 | $66,600 (-) | $266,400 (-) Land $50,000 Building $216,400 |
| 2022 | $1,490.00 | $66,600 | $266,400 Land $50,000 Building $216,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1127 Saddlebrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1127 Saddlebrook Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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