1129 Ralph Ter, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1129 Ralph Ter, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,205 sqft · built 1930
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$358,750 (Oct 2024)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Apr 2022 Sale Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20J-53-1077`

Property Details

APN / Parcel Number

Primary APN	`20J-53-1077`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
Gross Area	1,293 sqft
1st Floor Area	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	40 ft deep x 40 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Patio Area	80 sqft
Poultry House	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1129 RALPH TER
City	SAINT LOUIS
State	MO
Zip	63117-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R4
Legal Description	WESTMOOR PARK NO 2 LOT 14
Legal Subdivision	WESTMOOR PARK NO 2
Legal Block	8
Legal Lot Number	14
Jurisdiction	ST LOUIS MO
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2012
Census Tract	216700

Owner

1129 Ralph Ter is owned and occupied by an individual who bought it in October 2024.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1129 RALPH TER, SAINT LOUIS, MO 63117-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Beneficiary Deed, Transfer
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Nov 9, 2018	Warranty Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on File
Deed Sale	Oct 10, 2024 · Amount on File
Prior Sale	Jan 3, 2022 · Amount on File
Deed Document Number	2024249
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000000504
Record Updated	Oct 29, 2026

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 5, 2022
Property Address	1129 RALPH TER, SAINT LOUIS, MO 63117-1528
Document Number	2022040500504
Map Reference	MB 18 PG 1
Instrument Date	Mar 30, 2022
Instrument	2022040500504
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 WENNEKER DR, 824, SAINT LOUIS, MO 63124-2042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	824 WENNEKER DR, SAINT LOUIS, MO 63124-2042

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 3, 2022
Property Address	1129 RALPH TER, SAINT LOUIS, MO 63117-1528
Document Number	0253023280
Book / Page	25302 / 3280
Map Reference	MB 18 PG 1
Instrument Date	Dec 23, 2021
Instrument	2022010300487
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14311 WINDCREEK DR, 14311, CHESTERFIELD, MO 63017-2512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 WENNEKER DR, SAINT LOUIS, MO 63124-2042

Mortgage

Document Number	2022010300488
Date	Jan 3, 2022
Instrument	2022010300488

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 9, 2018
Property Address	1129 RALPH TER, SAINT LOUIS, MO 63117-1528
Document Number	0232761859
Book / Page	023276 / 001859
Instrument Date	Nov 7, 2018
Instrument	349
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1129 RALPH TER ST LOUIS MO 631171528, ST LOUIS, MO 63117-1528

Mortgage

Document Number	232761862
Date	Nov 9, 2018
Book Page	023276/001862
Instrument	350

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1129 Ralph Ter was $4,348, up 20.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Maplewood-Richmond Heights School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,430 (-) Land $36,750 Building $21,680	$307,500 (-) Land $193,400 Building $114,100
2025	$4,348.00 (+20.41%)	$58,430 Land $36,750 Building $21,680	$307,500 Land $193,400 Building $114,100
2024	$3,611.00 (+0.89%)
2023	$3,579.00 (-0.42%)	$47,020 (+6.45%) Land $24,050 Building $22,970	$247,500 Land $126,600 Building $120,900
2022	$3,594.00	$44,170 Land $24,050 Building $20,120
2021			$232,500 Land $126,600 Building $105,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1129 Ralph Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1129 Ralph Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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