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1129 Mill St, Algonac, MI 48001 Property Records

St. Clair County property record for 1129 Mill St, Algonac, MI 48001 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,004 sqft · built 1900
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jul 2024)
Tax Bill$2,226 (2024)
Deeds & MortgagesOct 2022 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-01-107-0004-000

Property Details

APN / Parcel Number

Primary APN74-01-107-0004-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,004 sqft Living Area

Exterior

Year BuiltBuilt 1900
Lot Area82,764 sqft (1.9 acres)
Lot Dimensions433 ft deep x 162 ft wide
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74011070004000
Street Address1129 MILL ST
CityALGONAC
StateMI
Zip48001-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 ALGONAC ASSESSORS PLAT SEC 3 T2N R16E
Legal Range16E
Legal Township02N
Legal Section03
Legal SubdivisionASSESSORS
Legal Lot Number8
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group2
Census Block2001
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-107-0004-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1129 MILL ST, ALGONAC, MI 48001-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTHSTAR BANK
Apr 06, 2018Deed of Trust, Mortgage · Conventional Mortgage
NORTHSTAR BANK
Oct 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHSTAR BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Prior SaleMay 12, 2014 · Amount on Record
Deed Document Number2024012971
Deed Book / Page5731 / 813
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1129 MILL ST, ALGONAC, MI 48001-1902
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 MILL ST, ALGONAC, MI 48001-1902

Mortgage

Document Number0005574845
DateOct 31, 2022
Book Page5574/845
Instrument2022024648
Lender
NameNORTHSTAR BANK
TypeBank
AddressBAD AXE, MI 48413
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateNov 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.8%
Index1-Year T-Bill
Margin3
Max Rate10.8%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1129 MILL ST, ALGONAC, MI 48001-1902
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000493238
DateApr 06, 2018
Book Page4932/38
Instrument2018007134
Lender
NameNORTHSTAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1129 MILL ST, ALGONAC, MI 48001-1902
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 MILL ST, ALGONAC, MI 48001-1902

Mortgage

Document Number0005253111
DateOct 08, 2020
Book Page5253/111
Instrument2020024779
Lender
NameNORTHSTAR BANK
TypeBank
AddressBAD AXE, MI 48413
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$103,300 (+27.53%)
2024$2,226.00 (+14.92%)$206,600 (+27.53%)
2023$81,000
2022$1,937.00$162,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims13 (1984–2021)
Claims Outside the SFHA6 of 13
Most Recent ClaimFeb 2021, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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