St. Clair County property record for 1120 Mill St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1957 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Company Name on Record |
| Last Sale | $132,905 (Mar 2021) |
| Tax Bill | $4,535 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-115-0006-100 |
| Primary APN | 74-01-115-0006-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Dimensions | 444 ft deep x 118 ft wide |
| Garage Area | 1,056 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1120 MILL ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | PART OF LOT 4 DESC AS BEG AT SE COR LOT 4, TH N 81D 34M 45S W 352.25' ALG S LINE LOT 4, TH N 2D 40M E 113.98' TO POB, TH N |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8283 MORROW RD, CLAY, MI 48001-3218 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 12, 2021 | Quit Claim Deed, Transfer · Line of Credit CHOICEONE BANK |
| Aug 2, 2021 | Correction Deed TITLE PARTNERS, TITLE PARTNERS LLC |
| Mar 2, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 23, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional with PMI STAUNTON FIN'L INC |
| May 17, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | Oct 23, 2019 · Amount on Record |
| Deed Document Number | 20216019 |
| Deed Book / Page | 5327 / 630 |
| Last Transfer Date | Aug 10, 2021 |
| Transfer Doc | 5407346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 12, 2021 |
| Property Address | 1120 MILL ST, ALGONAC, MI 48001-1099 |
| Document Number | 5407346 |
| Book / Page | 5407 / 346 |
| Map Reference | LB 56 PG 13 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021023197 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8283 MORROW RD, 8283, CLAY, MI 48001-3218 |
| Name | Verified Name |
|---|---|
| Address | 8283 MORROW RD, CLAY, MI 48001-3218 |
| Document Number | 2021023198 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021023198 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 2, 2021 |
| Property Address | 1120 MILL ST, ALGONAC, MI 48001-1099 |
| Document Number | 5401545 |
| Book / Page | 5401 / 545 |
| Map Reference | LB 56 PG 13 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021022161 |
| Record Updated | Aug 19, 2021 |
| Title Company | TITLE PARTNERS, TITLE PARTNERS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 2, 2021 |
| Property Address | 1120 MILL ST, ALGONAC, MI 48001-1099 |
| Document Number | 0005327630 |
| Book / Page | 5327 / 630 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021006019 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 735 E MICHIGAN AVE, 735, LANSING, MI 48912-1474 |
| Name | Verified Name |
|---|---|
| Address | 8283 MORROW RD, CLAY, MI 48001-3218 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 23, 2019 |
| Property Address | 1120 MILL ST, ALGONAC, MI 48001-1099 |
| Document Number | 0051110900 |
| Book / Page | 005111 / 000900 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,178.20 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 30, 2018 |
| Property Address | 1120 MILL ST, ALGONAC, MI 48001-1099 |
| Document Number | 0049400036 |
| Book / Page | 004940 / 000036 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,272.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 MILL ST ALGONAC MI 480011099, ALGONAC, MI 48001-1099 |
| Document Number | 49330755 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 004933/000755 |
| Name | STAUNTON FIN'L INC |
|---|---|
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Document Number | 49330769, |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 004933/000769 |
| Name | COMMUNITY DEV COMMISSION |
|---|---|
| Type | Construction/Development Company |
| Address | LANSING, MI 48912 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 17, 2017 |
| Property Address | 1120 MILL ST, ALGONAC, MI 48001-1099 |
| Document Number | 0048310121 |
| Book / Page | 004831 / 000121 |
| Instrument Date | Nov 21, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 N CHANNEL DR HARSENS ISLAND MI 480289710, HARSENS ISLAND, MI 48028-9710 |
| Document Number | 48310124 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 004831/000124 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,600 (+2.58%) | $191,200 (+2.58%) | |
| 2025 | $4,535.00 (+2.35%) | $93,200 (+23.94%) | |
| 2024 | $4,431.00 (+13.76%) | $186,400 (+23.94%) | |
| 2023 | $75,200 | ||
| 2022 | $3,895.00 | $150,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1984–2021) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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