1129 Locust St, Reading, PA 19604 Property Records

Berks County property record for 1129 Locust St, Reading, PA 19604

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,100 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Sep 2022)
Tax Bill	$1,089 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-38-16-4550`

Property Details

APN / Parcel Number

Primary APN	`5317-38-16-4550`
Alternative APNs	`13-5317-38-16-4550` `13467575` `467575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13467575
Street Address	1129 LOCUST ST
City	READING
State	PA
Zip	19604-2129
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	16
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	700

Owner

1129 Locust St, a residential property, is owned by an individual who bought it in September 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	980 E 23RD ST, PATERSON, NJ 07513-1520
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit KIAVI FUNDING INC
Sep 20, 2022	Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	May 5, 2015 · Amount on File
Deed Document Number	202237531
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1129 LOCUST ST, READING, PA 19604-2129
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 TIDEWELL ST SE, PALM BAY, FL 32909-6046

Mortgage

Document Number	0000009836
Date	Mar 9, 2022
Instrument	2022009836

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 20, 2022
Property Address	1129 LOCUST ST, READING, PA 19604-2129
Document Number	0000037531
Instrument Date	Sep 1, 2022
Instrument	2022037531
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	980 E 23RD ST, PATERSON, NJ 07513-1520

Mortgage

Document Number	0000037532
Date	Sep 20, 2022
Instrument	2022037532

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1129 Locust St was $1,089.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,089.00	$38,600 Land $15,000 Building $23,600	$15,000 Land $15,000
2024	$1,021.00	$38,600 Land $15,000 Building $23,600
1994			$38,600 Land $15,000 Building $23,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1129 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1129 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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