1124 Locust St, Reading, PA 19604 Property Records

Berks County property record for 1124 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,045 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Feb 2023)
Tax Bill	$1,120 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-38-16-3416`

Property Details

APN / Parcel Number

Primary APN	`5317-38-16-3416`
Alternative APNs	`13-5317-38-16-3416` `467450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,045 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1124 LOCUST ST
City	READING
State	PA
Zip	19604-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3011
Census Tract	700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1124 LOCUST ST, READING, PA 19604-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage CUSTOMERS BANK
Mar 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ADALBERTO RODRIGUEZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	20234400
Record Updated	Oct 29, 2026

February 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 16, 2023
Property Address	1124 LOCUST ST, READING, PA 19604-2130
Document Number	0000004400
Instrument Date	Feb 13, 2023
Instrument	2023004400
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 LOCUST ST, READING, PA 19604-2130

Mortgage

Document Number	0000004401
Date	Feb 16, 2023
Instrument	2023004401

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1124 LOCUST ST, READING, PA 19604-2130
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 HILL RD, READING, PA 19606-9206

Mortgage

Document Number	0000010051
Date	Mar 9, 2022
Instrument	2022010051

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	READING, PA 19607

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Aug 12, 2021
Property Address	1124 LOCUST ST, READING, PA 19604-2130
Document Number	0000040372
Instrument Date	Jul 16, 2021
Instrument	2021040372
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	BEST ABSTRACT LLC, ABES ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 HILL RD, READING, PA 19606-9206

Mortgage

Document Number	0000040373
Date	Aug 12, 2021
Instrument	2021040373

Lender

Name	ADALBERTO RODRIGUEZ
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,120.00 (+6.57%) Homeowner's exemption	$39,700 (-) Land $15,000 Building $24,700	$15,000 (-62.22%) Land $15,000
2024	$1,051.00	$39,700 Land $15,000 Building $24,700
1994			$39,700 Land $15,000 Building $24,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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