Charleston County property record for 1129 Harborgate Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,506 sqft · built 1952 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Oct 2020) |
| Tax Bill | $2,401 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Sep 2022 Second Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 517-06-00-049 |
| Primary APN | 517-06-00-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 286 ft deep x 89 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 756 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1129 HARBORGATE DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L16 MAPPLATP 0463 SUBDIVISIONNAME BAY VIEW ACRES BLOCK J LOT 11 |
| Legal Subdivision | BAY VIEW ACRES |
| Legal Block | J |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4607 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1129 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2024 | Deed of Trust, Mortgage BUSINESS DEVELOPMENT CORPORATION OF SOUT |
| Sep 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Oct 20, 2020 | Grant Deed, Transfer · Conventional with PMI CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on Record |
| Deed Sale | Oct 20, 2020 · Amount on Record |
| Deed Book / Page | 927 / 239 |
| Prior Transfer Date | Nov 22, 2013 |
| Prior Transfer Doc | 0377/0531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1129 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3409 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0012660705 |
|---|---|
| Date | Sep 6, 2024 |
| Book Page | 1266/705 |
| Name | BUSINESS DEVELOPMENT CORPORATION OF SOUT |
|---|---|
| Type | Government Agency |
| Address | COLUMBIA, SC 29210 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1129 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3409 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011360412 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 1136/412 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 20, 2020 |
| Property Address | 1129 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3409 |
| Document Number | 0927/0239 |
| Book / Page | 000927 / 000239 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1129 HARBORGATE DR MOUNT PLEASANT SC 294643409, MOUNT PLEASANT, SC 29464-3409 |
| Document Number | 927/0241 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 000927/000241 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,401.00 (+12.25%) | $615,250 (+2,775%) Land $466,535 Building $148,715 | $1,058,300 (+97.81%) Land $602,900 Building $455,400 |
| 2024 | $2,139.00 (+8.8%) | $21,400 (-) | |
| 2022 | $1,966.00 | $21,400 | $535,000 (-) Land $405,683 Building $129,317 |
| 2020 | $535,000 Land $405,683 Building $129,317 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 131 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 174 condo units |
| Nearby Flood Claims | 92 (1989–2023) |
| Claims Outside the SFHA | 11 of 92 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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