Charleston County property record for 1122 Harborgate Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,178 sqft · built 1977 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $285,000 (Apr 2004) |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Feb 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 517-06-00-089 |
| Primary APN | 517-06-00-089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| 1st Floor Area | 2,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 94 ft deep x 157 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Patio Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 1122 HARBORGATE DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BAY VIEW ACRES DESCRIPTION -LT 16 BLK G |
| Legal Subdivision | BAY VIEW ACRES |
| Legal Block | G |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 4607 |
1122 Harborgate Dr is held in a trust since February 2020.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 1, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 26, 2020 | Quit Claim Deed, Transfer · Line of Credit RENASANT BK |
| Feb 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage RENASANT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2004 · Amount on File |
| Deed Sale | Apr 22, 2004 · Amount on File |
| Prior Sale | Apr 9, 2003 · Amount on File |
| Deed Book / Page | 491 / 256 |
| Last Transfer Date | Feb 21, 2020 |
| Transfer Doc | 0862/0629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Document Number | 0010210733 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 1021/733 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 477 Months |
| Due | May 2, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09560372 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 956/372 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 472 Months |
| Due | Jun 12, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 2, 2020 |
| Property Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Document Number | 0921/0528 |
| Book / Page | 000921 / 000528 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1122 HARBORGATE DR MOUNT PLEASANT SC 294643411, MOUNT PLEASANT, SC 29464-3411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 26, 2020 |
| Property Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Document Number | 0862/0629 |
| Book / Page | 000862 / 000629 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1122 HARBORGATE DR MOUNT PLEASANT SC 294643411, MOUNT PLEASANT, SC 29464-3411 |
| Document Number | 862/0630 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 000862/000630 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 8, 2019 |
| Property Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Document Number | 0776/0677 |
| Book / Page | 000776 / 000677 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1122 HARBORGATE DR MOUNT PLEASANT SC 294643411, MOUNT PLEASANT, SC 29464-3411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 27, 2018 |
| Property Address | 1122 HARBORGATE DR, MOUNT PLEASANT, SC 29464-3411 |
| Document Number | 0768/0402 |
| Book / Page | 000768 / 000402 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1122 HARBORGATE DR MOUNT PLEASANT SC 294643411, MOUNT PLEASANT, SC 29464-3411 |
| Document Number | 768/0404 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 000768/000404 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, LA 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
The 2025 property tax bill for 1122 Harborgate Dr was $1,766, up 11.8% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,766.00 (+11.77%) | $434,971 (+2,774.89%) Land $141,768 Building $293,203 | $846,800 Land $290,800 Building $556,000 |
| 2024 | $1,580.00 | $15,130 | |
| 2022 | $1,437.00 | $15,130 | $670,400 Land $218,500 Building $451,900 |
| 2020 | $670,400 Land $218,500 Building $451,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1122 Harborgate Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 131 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 174 condo units |
| Nearby Flood Claims | 92 (1989–2023) |
| Claims Outside the SFHA | 11 of 92 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1122 Harborgate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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