1129 Big Oak Rd, Germanton, NC 27019 Property Records

Stokes County property record for 1129 Big Oak Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,311 sqft · built 2017
Lot Size	6.41 acres (279,220 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2024)
Tax Bill	$2,243 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`693400184218`

Property Details

APN / Parcel Number

Primary APN	`693400184218`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,311 sqft Heated Area
Basement Area	345 sqft
Unfinished Basement	345 sqft
Flooring	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	279,220 sqft (6.41 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1129 BIG OAK RD
City	GERMANTON
State	NC
Zip	27019-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	SARA MARTIN OVERBY & JEREMY C OVERBY
Jurisdiction	STOKES NC
Township / Civil Division	MEADOWS
Census Block Group	3
Census Block	3007
Census Tract	70600

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1129 BIG OAK RD, GERMANTON, NC 27019-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Jul 10, 2017	Warranty Deed, Construction Loan · Construction Mortgage CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on Record
Deed Sale	Oct 4, 2024 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	20244845
Deed Book / Page	780 / 1570
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1129 BIG OAK RD, GERMANTON, NC 27019-8900
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000728/917
Date	Dec 23, 2020
Book Page	728/917
Instrument	6856

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	4808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Jul 10, 2017
Property Address	1129 BIG OAK RD, GERMANTON, NC 27019-8900
Document Number	00686/2372
Book / Page	0686 / 2372
Map Reference	MB15 PG7
Instrument Date	Jul 7, 2017
Instrument	03500
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2484 NC 8 AND 89 HWY S, 2484, WALNUT COVE, NC 27052-6515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1474 US 311 HWY N, WALNUT COVE, NC 27052-6957

Mortgage

Document Number	0000003501
Date	Jul 10, 2017
Instrument	03501

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,243.00 (+16.52%)	$559,400 (+114.99%) Land $73,400 Building $486,000	$559,400 (+114.99%) Land $73,400 Building $486,000
2023	$1,925.00	$260,200 (-) Land $51,800 Building $208,400	$260,200 (-) Land $51,800 Building $208,400
2022	$1,925.00	$260,200 Land $51,800 Building $208,400	$260,200 Land $51,800 Building $208,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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