Stokes County property record for 1095 Big Oak Rd, Germanton, NC 27019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,220 sqft · built 2021 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,086 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 693400188012 |
| Primary APN | 693400188012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,220 sqft Heated Area |
| Upper Floors Area | 388 sqft |
| Basement Area | 2,220 sqft |
| Unfinished Basement | 2,220 sqft |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Area | 575 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 600 sqft |
| Deck Area | 110 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1095 BIG OAK RD |
|---|---|
| City | GERMANTON |
| State | NC |
| Zip | 27019-8964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | TR2 PL18-55 |
| Legal Tract | 2 |
| Jurisdiction | STOKES NC |
| Township / Civil Division | MEADOWS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 70600 |
1095 Big Oak Rd is owned and occupied by two individuals.
Source: Stokes County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1095 BIG OAK RD, GERMANTON, NC 27019-8964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOKES NC |
| Property Address | 1095 BIG OAK RD, GERMANTON, NC 27019-8964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 340 W END BLVD, WINSTON SALEM, NC 27101-1225 |
| Document Number | 00794/1376 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 794/1376 |
| Instrument | 5171 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | STATESVILLE, NC 28625 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 1095 Big Oak Rd was $4,086.
Source: Stokes County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stokes County |
| Unified School District | Stokes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,086.00 | $571,600 Land $70,600 Building $501,000 | $571,600 Land $70,600 Building $501,000 |
| 2023 | $2,957.00 (+53.29%) | $399,600 (+833.64%) Land $52,600 Building $347,000 | $399,600 (+833.64%) Land $52,600 Building $347,000 |
| 2022 | $1,929.00 | $42,800 Land $42,800 | $42,800 Land $42,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 Big Oak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1095 Big Oak Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
4G LTE only, no 5G reported
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