Monterey County property record for 11215 Saddle Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,372 sqft · built 1991 |
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $14,071 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-131-018-000 |
| Primary APN | 416-131-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 4,372 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 90,169 sqft |
| Garage Area | 858 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 416-131-018 |
|---|---|
| Street Address | 11215 SADDLE RD |
| City | MONTEREY |
| State | CA |
| Zip | 93940-6688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN HILLS ESTATES TRACT NO 980 LOT 5 2.07 AC SCENIC EASEMENT MONTEREY COUNTY R1688-1075 |
| Legal Subdivision | HIDDEN HILLS ESTATES |
| Legal Tract | 980 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 13200 |
11215 Saddle Rd is owner-occupied and held in a trust since May 2021.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11215 SADDLE RD, MONTEREY, CA 93940-6688 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| May 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 12, 2021 |
| Transfer Doc | 0000035061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 11215 SADDLE RD, MONTEREY, CA 93940-6688 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 11215 SADDLE RD 1, 1, MONTEREY, CA 93940-6688 |
| Document Number | 0000051531 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021051531 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 17, 2021 |
| Property Address | 11215 SADDLE RD, MONTEREY, CA 93940-6688 |
| Document Number | 0000035061 |
| Map Reference | VOL 15 PG 28 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021035061 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 11215 SADDLE RD, MONTEREY, CA 93940-6688 |
The 2025 property tax bill for 11215 Saddle Rd was $14,071 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,270,338 (+2%) Land $346,785 Building $923,553 | |
| 2025 | $14,071.00 Homeowner's exemption | $1,245,431 Land $339,986 Building $905,445 |
| 2023 | $12,898.00 (+1.42%) Homeowner's exemption | $1,197,072 Land $326,785 Building $870,287 |
| 2022 | $12,718.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11215 Saddle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11215 Saddle Rd is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio.
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