1128 Pine Needle Dr, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 1128 Pine Needle Dr, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$255,000 (May 2021)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	May 2021 Sale & Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22908-3223-6443-0101`

Property Details

APN / Parcel Number

Primary APN	`22908-3223-6443-0101`
Alternative APN	`211 1962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 1962
Street Address	1128 PINE NEEDLE DR
City	CHIPPEWA FALLS
State	WI
Zip	54729-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KORGER HEIGHTS ADDITION LOT 1 BLK 1 THE S 15' IS SUBJECT TO UTILITY EASEMENT AS IN V730 P693
Legal Range	08W
Legal Township	29N
Legal Section	32
Legal Subdivision	KORGER ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1010
Census Tract	10500

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1128 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · Stand-Alone Refinance CITIZENS COMMUNITY FEDERAL BANK
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LADYSMITH FEDERAL SAVINGS AND LOAN
May 29, 2018	Warranty Deed, Transfer ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	May 29, 2018
Deed Document Number	917106
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	May 7, 2021
Property Address	1128 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8873
Document Number	917106
Instrument Date	May 6, 2021
Instrument	917106
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8873

Mortgage

Document Number	917107
Date	May 7, 2021
Instrument	917107

Lender

Name	CITIZENS COMMUNITY FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	1128 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	901604
Date	Jun 1, 2020
Instrument	901604

Lender

Name	LADYSMITH FEDERAL SAVINGS AND LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	May 29, 2018
Property Address	1128 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8873
Document Number	000000878468
Instrument Date	May 25, 2018
Instrument	000000878468
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 PINE NEEDLE DR, CHIPPEWA FALLS, WI 54729-8873

Mortgage

Document Number	000000878469
Date	May 29, 2018
Instrument	000000878469

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,941.00 (+11.11%) Homeowner's exemption	$196,700 (-) Land $25,200 Building $171,500	$304,800 (+19.48%)
2023	$3,547.00 Homeowner's exemption	$196,700 Land $25,200 Building $171,500	$255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1986)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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