1128 Jackson St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1128 Jackson St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,230 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Mar 2024)
Tax Bill	$2,713 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079450A000`

Property Details

APN / Parcel Number

Primary APN	`079450A000`
Alternative APN	`6-009C-4402-02-0020.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,650 sqft
Basement Area	1,230 sqft
Finished Basement	836 sqft
Unfinished Basement	394 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	079450A000
Street Address	1128 JACKSON ST
City	SAINT CHARLES
State	MO
Zip	63301-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	REDMON ADDN BLK 2 LOT 20
Legal Subdivision	REDMONS ADDN-ST CHAS
Legal Block	2
Legal Lot Number	20
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2008
Census Tract	310501

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 JACKSON ST, SAINT CHARLES, MO 63301-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 15, 2023	Warranty Deed, Transfer FREEDOM TITLE
Jun 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LAND LOVERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	202411548
Prior Transfer Date	Mar 23, 2005
Prior Transfer Doc	0000295520
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 28, 2024
Property Address	1128 JACKSON ST, SAINT CHARLES, MO 63301-2608
Document Number	0000011548
Instrument Date	Mar 20, 2024
Instrument	2024R-011548
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 LARIMORE VALLEY DR, WILDWOOD, MO 63005-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1128 JACKSON ST, SAINT CHARLES, MO 63301-2608

Mortgage

Document Number	0000011549
Date	Mar 28, 2024
Instrument	2024R-011549

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2023
Property Address	1128 JACKSON ST, SAINT CHARLES, MO 63301-2608
Document Number	0000023202
Instrument Date	Jun 9, 2023
Instrument	2023R-023202
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 JACKSON ST, SAINT CHARLES, MO 63301-2608

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2023
Property Address	1128 JACKSON ST, SAINT CHARLES, MO 63301-2608
Document Number	0000023203
Instrument Date	Jun 9, 2023
Instrument	2023R-023203
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 JACKSON ST, SAINT CHARLES, MO 63301-2608

Mortgage

Document Number	0000023204
Date	Jun 15, 2023
Instrument	2023R-023204

Lender

Name	LAND LOVERS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,195 (-)	$227,338 (-) Land $60,000 Building $167,338
2025	$2,713.00 (+12.85%)	$43,195 (+11.89%)	$227,338 (+11.89%) Land $60,000 Building $167,338
2023		$38,604 (+10.64%)
2022	$2,404.00	$34,892	$203,181 (+10.64%) Land $45,000 Building $158,181
2021			$183,642 Land $45,000 Building $138,642

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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