1123 Jackson St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1123 Jackson St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1940
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Nov 2023)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079550A000`

Property Details

APN / Parcel Number

Primary APN	`079550A000`
Alternative APN	`6-009C-4402-03-0005.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	938 sqft
Basement Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	287 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	079550A000
Street Address	1123 JACKSON ST
City	SAINT CHARLES
State	MO
Zip	63301-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	REDMON ADDN BLK 3 LOT 5
Legal Subdivision	REDMONS ADDN-ST CHAS
Legal Block	3
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2009
Census Tract	310501

Owner

1123 Jackson St is owned and occupied by two individuals who bought it in November 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1123 JACKSON ST, SAINT CHARLES, MO 63301-2607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Nov 8, 2023	Warranty Deed, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Nov 8, 2023 · Amount on File
Deed Document Number	202347886
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0000569380
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1123 JACKSON ST, SAINT CHARLES, MO 63301-2607
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047888
Date	Nov 22, 2023
Instrument	2023R-047888

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 22, 2023
Property Address	1123 JACKSON ST, SAINT CHARLES, MO 63301-2607
Document Number	0000047886
Map Reference	MB 3 PG 40
Instrument Date	Nov 9, 2023
Instrument	2023R-047886
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4625 E COUNTY STREET RD, FORT COLLINS, CO 80524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 JACKSON ST, SAINT CHARLES, MO 63301-2607

Mortgage

Document Number	0000047887
Date	Nov 22, 2023
Instrument	2023R-047887

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 8, 2023
Property Address	1123 JACKSON ST, SAINT CHARLES, MO 63301-2607
Document Number	0000046136
Map Reference	MB 3 PG 40
Instrument Date	Nov 3, 2023
Instrument	2023R-046136
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 KIMBERLY LANE, SAINT CHARLES, MO 63301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 E COUNTY STREET RD, FORT COLLINS, CO 80524

Tax Assessment & Valuation

The 2025 property tax bill for 1123 Jackson St was $2,467, up 4.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,237 (-)	$206,510 (-) Land $60,000 Building $146,510
2025	$2,467.00 (+4.45%)	$39,237	$206,510 Land $60,000 Building $146,510
2024	$2,362.00
2023		$36,661 (+14.34%)
2022	$2,212.00	$32,064	$192,953 (+14.34%) Land $45,000 Building $147,953
2021			$168,758 Land $45,000 Building $123,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1123 Jackson St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1123 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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