1128 Independence Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 1128 Independence Ln N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 912 sqft · built 1989
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$121,000 (Sep 1998)
Tax Bill$3,615 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19-120-21-33-0036

Property Details

APN / Parcel Number

Primary APN19-120-21-33-0036

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area912 sqft Living Area
Gross Area2,012 sqft
1st Floor Area912 sqft
Basement Area672 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Architectural StyleSplit Foyer
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions120 ft deep x 90 ft wide
View / LotLake
Garage TypeAttached
Garage Area428 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address1128 INDEPENDENCE LN N
CityCHAMPLIN
StateMN
Zip55316-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 001 BLOCK 002 A MILL POND ESTATES WEST 90 X 120
Legal Range21
Legal Township120
Legal Section19
Legal Quarter33
Legal SubdivisionMILL POND ESTATES WEST
Legal Block2
Legal Lot Number1
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group1
Census Block1019
Census Tract26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1128 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 1998 · Amount on Record
Deed SaleSep 3, 1998 · Amount on Record
Deed Document Number1998679254
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address1128 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637
Document Number0010431067
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedMay 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1128 INDEPENDENCE LN N CHAMPLIN MN 553161637, CHAMPLIN, MN 55316-1637

Mortgage

Document Number0010431067
DateApr 21, 2017
Instrument10431067
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueApr 20, 2032

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,615.00 (+14.51%)$310,300 (+7.74%) Land $88,200 Building $222,100$310,300 (+7.74%) Land $88,200 Building $222,100
2023$3,157.00 Homeowner's exemption
2022$288,000 Land $82,000 Building $206,000$288,000 Land $82,000 Building $206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2001–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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