Hennepin County property record for 1126 Independence Ln N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,060 sqft · built 1989 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,000 (Feb 2020) |
| Tax Bill | $4,446 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-120-21-33-0037 |
| Primary APN | 19-120-21-33-0037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,060 sqft Living Area |
| Gross Area | 2,172 sqft |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 84 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 1126 INDEPENDENCE LN N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLOCK 002 A MILL POND ESTATES WEST 84 X 120 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 19 |
| Legal Quarter | 33 |
| Legal Subdivision | MILL POND ESTATES WEST |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 26903 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 11, 2020 | Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I |
| Jan 8, 2018 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/MOOSE LKS |
| Aug 2, 2017 | Grant Deed, Transfer |
| Feb 8, 2017 | Grant Deed, Transfer |
| Jan 26, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on Record |
| Deed Sale | Feb 11, 2020 · Amount on Record |
| Prior Sale | Jan 8, 2018 · Amount on Record |
| Deed Document Number | 202010755777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A11029561 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | A11029561 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Feb 11, 2020 |
| Property Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Document Number | 0010755777 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 10755777 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $979.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1126 INDEPENDENCE LN N CHAMPLIN MN 553161637, CHAMPLIN, MN 55316-1637 |
| Document Number | 10755778 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 10755778 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | EDINA, MN 55439 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 8, 2018 |
| Property Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Document Number | 0010518161 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 10518161 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $893.86 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1126 INDEPENDENCE LN N CHAMPLIN MN 553161637, CHAMPLIN, MN 55316-1637 |
| Document Number | 10518162 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 10518162 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Document Number | 0010478810 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7401 BUSH LAKE RD EDINA MN 554392802, EDINA, MN 55439-2802 |
| Investor | Possibly a Property Investor |
| Document Number | 0010478810 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 10478810 |
| Name | FIRST NAT'L BK/MOOSE LKS |
|---|---|
| Type | Bank |
| Address | MOOSE LAKE, MN 55767 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 7, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 2, 2017 |
| Property Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Document Number | 0010465091 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 10465091 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $386.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Feb 8, 2017 |
| Property Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Document Number | 0010410362 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 10410362 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $374.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 26, 2017 |
| Property Address | 1126 INDEPENDENCE LN N, CHAMPLIN, MN 55316-1637 |
| Document Number | 0010405693 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 10405693 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $374.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2323 94TH WAY BROOKLYN PARK MN 554441183, BROOKLYN PARK, MN 55444-1183 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,446.00 (+14.77%) | $373,200 (+7.55%) Land $88,200 Building $285,000 | $373,200 (+7.55%) Land $88,200 Building $285,000 |
| 2023 | $3,874.00 Homeowner's exemption | ||
| 2022 | $347,000 Land $82,000 Building $265,000 | $347,000 Land $82,000 Building $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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