1128 Forest Dr, Elgin, IL 60123 Property Records

Kane County property record for 1128 Forest Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1966
Lot Size	0.775 acres (33,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Nov 2021)
Tax Bill	$9,019 (2025)
Deeds & Mortgages	Nov 2021 Sale Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-03-201-003`

Property Details

APN / Parcel Number

Primary APN	`06-03-201-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	1,637 sqft
Basement Area	1,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Lot Area	33,750 sqft (0.775 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1128 FOREST DR
City	ELGIN
State	IL
Zip	60123-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 4TH ADDN LOT 153
Legal Subdivision	CENTURY OAKS 4TH ADDN
Legal Block	1
Legal Lot Number	153
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 FOREST DR, ELGIN, IL 60123-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer
Mar 6, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	202188263
Prior Transfer Date	Apr 15, 2003
Prior Transfer Doc	0000203988
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 24, 2021
Property Address	1128 FOREST DR, ELGIN, IL 60123-1332
Document Number	0000088263
Instrument Date	Nov 17, 2021
Instrument	2021K088263
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1128 FOREST DR, ELGIN, IL 60123-1332

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Mar 6, 2017
Property Address	1128 FOREST DR, ELGIN, IL 60123-1332
Document Number	0000011655
Instrument Date	Feb 27, 2017
Instrument	2017K011655
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2154 NIAGARA CT, ELGIN, IL 60123-2505

Mortgage

Document Number	0000011656
Date	Mar 6, 2017
Instrument	2017K011656

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,019.00 (+15.87%) Homeowner's exemption	$127,191 (+8.57%) Land $33,396 Building $93,795	$381,726 (+8.57%) Land $100,228 Building $281,498
2024		$117,151 (+22.32%) Land $30,760 Building $86,391	$351,594 (+22.37%) Land $92,317 Building $259,277
2022	$7,784.00 (+4.44%) Homeowner's exemption	$95,776 (+6.96%) Land $25,339 Building $70,437	$287,328 (+6.96%) Land $76,017 Building $211,311
2021	$7,453.00 Homeowner's exemption	$89,544 Land $23,690 Building $65,854	$268,632 Land $71,070 Building $197,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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