Kane County property record for 1125 Forest Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,358 sqft · built 1961 |
| Lot Size | 0.611 acres (26,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,500 (Jan 2021) |
| Tax Bill | $10,673 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-401-004 |
| Primary APN | 06-03-401-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 3,618 sqft |
| 1st Floor Area | 2,358 sqft |
| Basement Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 26,600 sqft (0.611 acres) |
| Lot Dimensions | 190 ft deep x 140 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1125 FOREST DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS 4TH ADDN LOT 159 |
| Legal Subdivision | CENTURY OAKS 4TH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 159 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 851000 |
Source: Kane County records · APN 06-03-401-004
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1125 FOREST DR, ELGIN, IL 60123-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 17, 2018 | Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA |
| Aug 02, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ASSOCIATED BANK NA |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Jan 12, 2021 | Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE |
| Mar 14, 2017 | Warranty Deed, Transfer · Conventional with PMI INLAND BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on Record |
| Deed Sale | Jan 12, 2021 · Amount on Record |
| Prior Sale | Mar 14, 2017 · Amount on Record |
| Deed Document Number | 20212623 |
| Prior Transfer Date | Mar 23, 2005 |
| Prior Transfer Doc | 0000039861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1125 FOREST DR, ELGIN, IL 60123-1331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045370 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018K045370 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1125 FOREST DR, ELGIN, IL 60123-1331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037565 |
|---|---|
| Date | Aug 02, 2018 |
| Instrument | 2018K037565 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60123 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1125 FOREST DR, ELGIN, IL 60123-1331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000020507 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020K020507 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 12, 2021 |
| Property Address | 1125 FOREST DR, ELGIN, IL 60123-1331 |
| Document Number | 0000002623 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2021K002623 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1125 FOREST DR, ELGIN, IL 60123-1331 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002624 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021K002624 |
| Name | COMPASS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 14, 2017 |
| Property Address | 1125 FOREST DR, ELGIN, IL 60123-1331 |
| Document Number | 0000013257 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 13257 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | PRECISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 W VAN BUREN ST #1814 CHICAGO IL 606073933, 1814, CHICAGO, IL 60607-3933 |
| Document Number | 13258 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 13258 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,673.00 (+15.87%) Homeowner's exemption | ||
| 2024 | $136,235 (+21.39%) Land $29,995 Building $106,240 | $408,869 (+21.44%) Land $90,021 Building $318,848 | |
| 2022 | $9,211.00 (+4.37%) Homeowner's exemption | $112,226 (+6.96%) Land $24,709 Building $87,517 | $336,678 (+6.96%) Land $74,127 Building $262,551 |
| 2021 | $8,825.00 Homeowner's exemption | $104,923 Land $23,101 Building $81,822 | $314,769 Land $69,303 Building $245,466 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 89 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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