Mitchell County property record for 1128 Carters Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,792 sqft · built 2001 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,500 (Oct 2019) |
| Tax Bill | $796 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-00-53-8082 |
| Primary APN | 0799-00-53-8082 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 57,064 sqft (1.31 acres) |
| Heating System | Central |
|---|
| Account Number | 555782408 |
|---|---|
| Street Address | 1128 CARTERS RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1117 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950400 |
1128 Carters Ridge Rd is owned and occupied by an individual who bought it in October 2019.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1128 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 14, 2019 | Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2019 · Amount on File |
| Deed Sale | Oct 14, 2019 · Amount on File |
| Deed Document Number | 20191834 |
| Deed Book / Page | 606 / 638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1128 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8502 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000637/777 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 637/777 |
| Instrument | 2021002936 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 14, 2019 |
| Property Address | 1128 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8502 |
| Document Number | 606/638 |
| Book / Page | 606 / 638 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019001834 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 972 POWDER MILL CREEK RD, 972, NEWLAND, NC 28657-6500 |
| Name | Verified Name |
|---|---|
| Address | 1128 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8502 |
| Document Number | 000606/641 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 606/641 |
| Instrument | 2019001835 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 1128 Carters Ridge Rd was $796.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $796.00 | $124,400 (-) Land $31,200 Building $93,200 | |
| 2025 | $796.00 | $124,400 Land $31,200 Building $93,200 | |
| 2023 | $783.00 | $124,400 Land $31,200 Building $93,200 | $124,400 Land $31,200 Building $93,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1128 Carters Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1128 Carters Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures