Mitchell County property record for 1044 Carters Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500 (Dec 2013) |
| Tax Bill | $1,092 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-00-53-6260 |
| Primary APN | 0799-00-53-6260 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Account Number | 002053718 |
|---|---|
| Street Address | 1044 CARTERS RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 226 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950400 |
1044 Carters Ridge Rd is owned by two individuals who acquired it in November 2017.
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 BLUE SKY DR, SPRUCE PINE, NC 28777-9520 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2013 · Amount on File |
| Deed Sale | Dec 19, 2013 · Amount on File |
| Deed Book / Page | 544 / 104 |
| Last Transfer Date | Nov 21, 2017 |
| Transfer Doc | 587/082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 27, 2017 |
| Property Address | 1044 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8501 |
| Document Number | 587/082 |
| Book / Page | 587 / 082 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 2017002441 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1044 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-8501 |
| Document Number | 2017002442 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017002442 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Jul 28, 2042 |
The 2026 property tax bill for 1044 Carters Ridge Rd was $1,092.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,092.00 | $170,700 (-) Land $16,200 Building $154,500 | |
| 2025 | $1,092.00 | $170,700 Land $16,200 Building $154,500 | |
| 2023 | $1,075.00 | $170,700 Land $16,200 Building $154,500 | $170,700 Land $16,200 Building $154,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1044 Carters Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1044 Carters Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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