1128 Bower St, Howell, MI 48843 Property Records

Livingston County property record for 1128 Bower St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,435 sqft · built 1956
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Mar 2013)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Oct 2019 Refinance Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-25-301-089`

Property Details

APN / Parcel Number

Primary APN	`17-25-301-089`
Alternative APN	`471725301089`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Basement Area	765 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1128 BOWER ST
City	HOWELL
State	MI
Zip	48843-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 25 T3N-R4E CITY OF HOWELL MC PHERSON AND BROWNING ADDITION S 1/2 OF LOT 35
Legal Range	04E
Legal Township	03N
Legal Section	25
Legal Subdivision	MCPHERSON & BROWNING ADD
Legal Tract	725000
Legal Lot Number	35
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2006
Census Tract	725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 BOWER ST, HOWELL, MI 48843-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL HOME MORTGAGE
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L HM MTG
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage HURON VLY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2013 · Amount on Record
Deed Sale	Mar 19, 2013 · Amount on Record
Deed Document Number	201310735
Last Transfer Date	Sep 17, 2019
Transfer Doc	2019R028270
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1128 BOWER ST, HOWELL, MI 48843-1104
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028271
Date	Oct 17, 2019
Instrument	2019R-028271

Lender

Name	FIRST NATIONAL HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1128 BOWER ST, HOWELL, MI 48843-1104
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 BOWER ST, HOWELL, MI 48843-1104

Mortgage

Document Number	2021R037412
Date	Sep 10, 2021
Instrument	2021R-037412

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1128 BOWER ST, HOWELL, MI 48843-1104
Document Number	0000004556
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 BOWER ST HOWELL MI 488431104, HOWELL, MI 48843-1104

Mortgage

Document Number	0000004556
Date	Jan 29, 2021
Instrument	4556

Lender

Name	FIRST NAT'L HM MTG
Type	Mortgage Company
Address	WATERFORD, MI 48329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1128 BOWER ST, HOWELL, MI 48843-1104
Document Number	0000006700
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 BOWER ST HOWELL MI 488431104, HOWELL, MI 48843-1104

Mortgage

Document Number	0000006700
Date	Mar 7, 2017
Instrument	6700

Lender

Name	HURON VLY FIN'L
Type	Funding / Finance Company
Address	ANN ARBOR, MI 48103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,900 (+3.85%)	$301,800 (+3.85%)
2025	$3,642.00 Homeowner's exemption	$145,300 (+22.62%)	$290,600 (+22.62%)
2023		$118,500
2021			$237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ACD.net.

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